636 E Highway 60, Owingsville, KY, 40360
About This Home
Located at 636 E Highway 60 in Owingsville, this 3-bedroom, 1-bath home offers 1,492 square feet of living space and a great opportunity for buyers looking to add their own finishing touches. Originally built in 1938, the home has already seen several updates including a new metal roof installed less than a year ago and new laminate flooring throughout the main level. While some remodeling has been completed, there is still work to be done, making this a perfect project for someone wanting to customize a home to their own style and preferences. The property features a cozy enclosed porch area and a loft space upstairs that could potentially be finished into a fourth bedroom, office, or bonus room. From the back of the property, you'll enjoy a scenic view overlooking the hillsides of Owingsville, adding to the home's charm. Conveniently located close to all Bath County schools, this property offers both potential and location for the right buyer. Rehab loans or in-house financing only.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1938
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Refrigerator,Range
Bathroom1
- Level: First
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Bonus Room
- Level: Second
Features
- Flooring: Hardwood,Laminate
- Finished area below ground: 0
- Finished area above ground: 1,492
Interior Area
- Total structure area: 1,492
- Total interior livable area: 1,492 sqft
Kitchen
- Level: First
Living Room
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Utility Room
- Level: First
Property
Details
- Parcel number: 0433003012.00
Features
- Levels: One and One Half
Lot
- Lot size: 0.32 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $581 | $6,972 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $53 | $636 |
| Electricity | $154 | $1,850 |
| Total | $877 | $10,524 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $115,000 |
| 2026-03-06 | Listed for sale | $135,000 |
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