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4 Gilded, Palm Coast, FL, 32164

3beds
2baths
1,541sqft
$370,990
$241price/sqft
$2,553/moest. monthly cost
$102,120/yrincome needed

About This Home

This FORMER MODEL HOME is stunning and ready for move-in TODAY! This home features 3 bedrooms, 2 bath and 2 car garage. Upon entering the home, you will find the spacious great room with volume ceiling and luxury vinyl flooring. The kitchen includes white Woodmont® upper cabinets with crown molding, island and Whirlpool® stainless steel appliances. The primary bedroom features a large walk-in closet and connecting bath that offers quartz countertops, walk-in shower with beautiful tile surround and dual-sink vanity. Spend your morning on the covered patio! Additional highlights include a dedicated laundry room, security system pre-wiring, smart home package, ENERGY STAR® certified LED lighting, Moen® faucets, Kohler® sinks and a sprinkler system. KB Home at Beach Park Village. is a premier natural gas community, offering residents the ability to cook, do laundry, and enjoy hot water heating with natural gas. Closing cost assistance available on this home. Furniture not included in sale of the home.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
4/10
4/10

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Cement Siding

Other

  • Builder model: 1541
  • Builder name: KB HOME

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Gas Water Heater,Ice Maker,Range,Range Hood,Refrigerator,Tankless Water Heater
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 325
  • Dimensions: 13x25

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Kitchen/Family Room Combo,Open Floorplan,Thermostat
  • Flooring: Carpet,Ceramic Tile,Laminate

Foyer

  • Level: First
  • Area: 75
  • Dimensions: 5x15

Great Room

  • Level: First
  • Area: 325
  • Dimensions: 13x25

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,541
  • Total interior livable area: 1,541 sqft

Kitchen

  • Level: First
  • Area: 126
  • Dimensions: 9x14

Laundry

  • Level: First
  • Area: 36
  • Dimensions: 6x6

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 182
  • Dimensions: 13x14

Property

Details

  • Parcel number: 1112310370000000040
  • Zoning: SFR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System

Lot

  • Lot size: 8,712 sqft
  • Features: Level,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Coastal Flooding
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,875$22,500
Home Insurance *$247$2,964
Property Taxes $234$2,808
Electricity $197$2,366
Total$2,553$30,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,531/yr
40% on housing$76,590/yr
45% on housing$68,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 32164$177
Flagler County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 32164$185
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$370,990

New Construction

AgentKeith Francis
BrokerageROUND TABLE REALTY

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