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4054 Reflection Pl, Valparaiso, IN, 46385

2beds
2baths
1,633sqft
$342,836
$210price/sqft
$2,296/moest. monthly cost
$91,840/yrincome needed

About This Home

Almost ready! Whether you're downsizing or looking for your first home, the Bryson has what you've been searching for. You'll be welcomed into the home by all the natural light flowing in through the oversized windows. There is plenty of storage in the kitchen w/42" cabinets, island, and pantry. The kitchen comes together w/white cabinets, backsplash, quartz countertop, and SS appliances. Off the breakfast area is a sunroom, perfect for relaxing and the flex room offers the space to create an office, den, or place for hobbies. The primary has a walk in closet and the primary bath has a walk in shower w/seat and 60" SB vanity. The hall bath is conveniently located next to the 2 nd bedroom. LVP flooring throughout the main living area/flex and ceramic tile flooring in the baths. All of this plus a laundry tub in the laundry room, attic access w/pull down ladder, 2 car garage, 11'x10" patio, and low maintenance landscaping w/irrigation. Visit our Westwind community and find a place where you belong!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

9/10
10/10
Valparaiso High SchoolGrades 9-122.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Olthof Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Half Duplex

Interior

Appliances

  • Appliances included: Disposal,Stainless Steel Appliance(s),Refrigerator,Microwave,Gas Water Heater,Dishwasher
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Sink,Main Level,Laundry Room

Bedroom2

  • Area: 12524
  • Dimensions: 124.0 x 101.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Breakfast Room

  • Area: 11016
  • Dimensions: 102.0 x 108.0

Features

  • Entrance Foyer,Walk-In Closet(s),Stone Counters,Recessed Lighting,Pantry,Open Floorplan,Kitchen Island
  • Window features: Aluminum Frames
  • Finished area above ground: 1,633

Great Room

  • Area: 2489
  • Dimensions: 19.0 x 131.0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,633
  • Total interior livable area: 1,633 sqft

Kitchen

  • Area: 1404
  • Dimensions: 13.0 x 108.0

Office

  • Area: 118770
  • Dimensions: 107.0 x 1110.0

Primary Bedroom

  • Area: 1980
  • Dimensions: 132.0 x 15.0

Sunroom

  • Area: 100
  • Dimensions: 10.0 x 10.0

Property

Details

  • Parcel number: Tbd
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,446 sqft
  • Features: Back Yard,Sprinklers In Rear,Sprinklers In Front,Landscaped,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Paved,Garage Faces Front,Driveway,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,733$20,796
Home Insurance *$148$1,776
Property Taxes $231$2,772
Electricity $184$2,212
Total$2,296$27,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,720/yr
40% on housing$68,880/yr
45% on housing$61,226/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 46385$186
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46385$175
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$342,836
2026-04-14Price change$342,866
2026-04-11Listed for sale$342,836

New Construction Spec

AgentDavid Schara
BrokerageWeichert Realtors - Shoreline

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