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403 E Clarissa Dr, Shippensburg, PA, 17257

4beds
3baths
2,549sqft
$435,000
$171price/sqft
$3,036/moest. monthly cost
$121,440/yrincome needed

About This Home

Welcome to Southwood Crossing! This beautiful new construction home features 4 bedrooms and 2.5 baths. The first floor offers laminate vinyl plank flooring in the kitchen, dining room, and living room; a large kitchen with granite countertops; a dining room; a large family room and a half bath. The second-floor master bedroom features tray ceilings, crown molding, a large master bath with a soaking tub and ceramic tile, and a large walk-in closet. The 3 additional bedrooms on the second-floor feature carpet. Make this home yours today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Stone,Shake Siding

Other

  • Builder model: Autumn
  • Builder name: Darrin Rine Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Cooktop,Electric Water Heater
  • Laundry features: Upper Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Crown Molding,Open Floorplan,Family Room Off Kitchen,Kitchen Island,Pantry,Walk-In Closet(s),Soaking Tub,Dry Wall
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane,Insert
  • Fireplace: Yes
  • Finished area above ground: 2,549

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,686
  • Total interior livable area: 2,549 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0000000000000
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$156$1,872
Property Taxes $402$4,824
Electricity $279$3,356
Total$3,036$36,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,091/yr
40% on housing$91,080/yr
45% on housing$80,960/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 17257$140
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17257$140
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$435,000

New Construction

AgentRon Clever
BrokerageCedar Spring Realty

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