See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

45-3403 Kukui Mauka Rd, Honokaa, HI, 96727

5beds
4baths
2,208sqft
$799,000
$362price/sqft
$5,191/moest. monthly cost
$207,640/yrincome needed

About This Home

Nestled in the charming countryside of Honokaa, this 5-bedroom, 3.5-bath single-family home offers breathtaking ocean views and endless potential. Conveniently located in the heart of Honokaa Town and close proximity to Honokaa‘a Elementary, Intermediate, and High Schools. The property features a 3-bedroom, 2.5-bath main house with a separate 2-bedroom, 1-bath unit perfect for generating rental income or accommodating extended family. This home is a fantastic opportunity for the visionary buyer ready to create their own slice of paradise in one of Hamakua's most desirable areas. Note: Tax records list it as a 3-bedroom, 3.5-bath home.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Honokaa Elementary SchoolGrades PK-60.1 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1249.0 mi

Construction

Condition

  • Year built: 1991

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet

Interior Area

  • Total structure area: 2,208
  • Total interior livable area: 2,208 sqft

Property

Details

  • Parcel number: 3450120460000
  • Zoning: RS-10
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Stone
  • Has view: Yes
  • View description: Ocean,Ocean Horizon
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 10,000 sqft

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Volcanic Activity
    Volcanic ActivityModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Lightning
Wildfire
Volcanic Activity

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$207$2,484
Property Taxes $233$2,796
Electricity $711$8,532
Total$5,191$62,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,977/yr
40% on housing$155,730/yr
45% on housing$138,426/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$362This listing

vs Other Active Listings

Avg $/sqft

ZIP 96727$624
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96727$504
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$799,000

For Sale by Agent

AgentRyan Naka
BrokerageeXp Realty

Similar Homes