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6364 E Townline Rd, Birch Run, MI, 48415

4beds
3baths
2,685sqft
$339,500
$126price/sqft
$2,578/moest. monthly cost
$103,120/yrincome needed

About This Home

Must see this one-of-a-kind Family Home on over 4 acres of wooded property with tall mature trees and a spring-fed pond (depth of 26 ft) off the back deck stocked with bass and blue gill that your family would enjoy everyday. Home has over 2800 square feet with 4 bedrooms and 3 full baths and 2 large landings on the second floor that could be used for family room, library, den, toy room etc. Make your appointment today, Don't wait on this one!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
Birch Run High SchoolGrades 9-124.5 mi
7/10
North Elementary SchoolGrades PK-44.5 mi

Construction

Condition

  • Year built: 1991

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First
  • Area: 81

Bathroom2

  • Level: First
  • Area: 45

Bathroom3

  • Level: Second
  • Area: 70

Bedroom1

  • Features: Carpet
  • Level: First
  • Area: 156

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 156

Bedroom3

  • Features: Carpet
  • Level: First
  • Area: 117

Bedroom4

  • Features: Carpet
  • Level: Second
  • Area: 240

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,685

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,685
  • Total interior livable area: 2,685 sqft

Kitchen

  • Features: Laminate
  • Level: First
  • Area: 286

Living Room

  • Features: Carpet
  • Level: First
  • Area: 468

Property

Details

  • Parcel number: 27105012001004
  • Special condition: Private

Features

  • Levels: Two
  • Stories: 2
  • Waterbody name: Pond .30 acre
  • Frontage type: Road
  • Frontage length: 200

Lot

  • Lot size: 4.26 Acres
  • Lot size dimensions: 200 x 932 x 200 x 924

Parking

  • Total spaces: 2.5
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Saginaw County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,716$20,592
Home Insurance *$191$2,292
Property Taxes $379$4,548
Electricity $292$3,514
Total$2,578$30,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,388/yr
40% on housing$77,340/yr
45% on housing$68,746/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 48415$158
Saginaw County$85

vs Homes Sold Last Month

Median $/sqft

ZIP 48415$140
Saginaw County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-02Price change$339,500
2026-06-26Price change$359,500
2026-05-27Price change$369,500
2026-05-17Listed for sale$395,000

For Sale by Agent

AgentSally Walczak
BrokerageCentury 21 Signature Realty - Bay City

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