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1234 Francisco St APT 3, San Francisco, CA, 94123

1beds
1baths
1,046sqft
$799,000
$764price/sqft
$5,062/moest. monthly cost
$202,480/yrincome needed

About This Home

1234 Francisco Street, Unit 3 is located in the Marina - one of San Francisco's most sought-after neighborhoods. This charming and spacious south facing unit located on the 2nd level is filled with natural light. The well-proportioned layout includes a formal living room, kitchen, bonus room, spacious bedroom, bathroom, and multiple closets. This tenant-occupied property presents an exceptional opportunity for investors seeking immediate value with significant upside potential. Units 1 and 5 in the same stack have already been successfully renovated into 2-bedroom, 2-bath residences with in-unit laundry, providing a clear blueprint for future expansion and added value. This is a rare value-add opportunity where the heavy lifting has already been completed. The building's common areas have been fully transformed, and the property has undergone comprehensive upgrades from the ground up, including structural and seismic improvements, updated electrical and plumbing systems, a new roof, and modernized safety systems. The comps are established, the infrastructure is in place, and the remaining upside is ready for the next owner to realize. Residents enjoy access to a shared backyard with BBQ area, all just steps from Chestnut Street, Fort Mason, the Marina Green, shops, dining, and public transportation. Added peace of mind: the building is located outside San Francisco's liquefaction zone a rare and highly desirable distinction in the city.

Getting Around

95
WalkingWalker's Paradise
82
TransitExcellent Transit
86
BikeVery Bikeable

Schools

6/10
7/10
Marina Middle SchoolGrades 6-80.6 mi
7/10
Galileo High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1924

Type & Style

  • Home type: SingleFamily
  • Property subType: Tenancy in Common

Interior

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Interior Area

  • Total structure area: 1,046
  • Total interior livable area: 1,046 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 0474006
  • Attached to another structure: Yes
  • Special condition: Standard

Lot

  • Lot size: 2,064 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$145$1,740
Property Taxes $479$5,748
Electricity $398$4,786
Total$5,062$60,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,554/yr
40% on housing$151,860/yr
45% on housing$134,986/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$764This listing

vs Other Active Listings

Avg $/sqft

ZIP 94123$913
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94123$1,311
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-29Listed for sale$799,000

For Sale by Agent

AgentRuksakul Tanatanyanon
BrokerageCompass

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