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1707 COTTONWOOD CREEK PLACE, Lake Mary, FL, 32746

6beds
2baths
2,946sqft
$985,000
$334price/sqft
$7,160/moest. monthly cost
$286,400/yrincome needed

About This Home

Experience luxury resort-style living in the heart of Lake Mary. Situated in the most desirable community of Heathrow, this impressive residence offers the perfect combination of space, comfort, and entertainment. Featuring 6 bedrooms, 2 bathrooms, and a 2-car garage, this expansive home includes flexible living spaces designed to accommodate today’s lifestyle. One of the bedrooms has been transformed into a fully equipped private fitness room, complete with a full weight set, treadmill, and additional workout equipment — creating the ultimate in-home gym experience without ever leaving the house. Inside, you’ll find spacious living and entertaining areas filled with natural light and an inviting layout ideal for both everyday living and hosting guests. Step outside into your own private tropical retreat featuring: Resort-style grotto pool Exciting waterslide Outdoor fire pit Expansive patio and lounge areas Beautifully landscaped backyard designed for entertaining Additional highlights include: Large primary suite with spa-inspired bathroom Multiple flex spaces for office, media, or recreation Excellent indoor/outdoor flow Mature landscaping and exceptional curb appeal Privately Gated and 24 hour security monitored community Located minutes from top-rated Seminole County schools, premier shopping, dining, entertainment, and major highways, this home offers both luxury and convenience in one of Central Florida’s most sought-after locations. This is more than a home — it’s a private lifestyle retreat designed for entertaining, wellness, and unforgettable memories.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
6/10
5/10
Seminole High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,Kitchen/Family Room Combo
  • Flooring: Carpet,Tile,Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,865
  • Total interior livable area: 2,946 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 0320295PG00004770
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,In Ground
  • Patio & porch: Patio
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 0.39 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Hurricane
Lightning
Wildfire

FEMA Declared Disasters in Seminole County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,980$59,760
Home Insurance *$693$8,316
Property Taxes $1,191$14,292
Electricity $296$3,557
Total$7,160$85,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$245,485/yr
40% on housing$214,800/yr
45% on housing$190,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 32746$215
Seminole County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 32746$250
Seminole County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$985,000
2019-07-09Sold$389,497
2019-03-24Listed for sale$405,500
2019-01-08Listing removed$405,500
2018-12-29Price change$405,500
2018-12-11Price change$424,000
2018-12-07Price change$459,900
2018-11-30Listed for sale$449,100
2018-10-10Listing removed$459,900
2018-10-09Price change$459,900
2018-09-29Listed for sale$449,100
2018-08-27Listing removed$459,900
2018-07-15Listed for sale$459,900
2018-05-29Listing removed$459,900
2018-05-18Listed for sale$459,900
2018-02-27Listing removed$424,000
2018-02-20Price change$424,000
2017-11-29Price change$467,300
2017-10-31Listed for sale$491,840
2017-09-02Listing removed$450,000
2017-08-28Listed for sale$450,000
2017-05-16Listing removed$450,000
2017-05-13Listed for sale$450,000
2006-10-26Sold$585,000
2002-09-24Sold$321,571
2000-10-06Sold$287,200

For Sale by Agent

AgentRick Castro, Jr
BrokerageDALTON WADE INC

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