




99 Elm Dr, Hilo, HI, 96720
About This Home
Offered here is a custom home designed for comfortable `ohana living at its best. This move-in-ready, thoughtfully crafted two-story residence offers expansive living spaces and flexible options for large or multigenerational families. From the two-car carport, double doors open to a spacious foyer with a living room on one side and two bedrooms with a full bath on the other. At the rear, a large utility room provides abundant storage and a small workshop area. Solid wood and glass doors, ceiling fans throughout, and AC in the bedrooms enhance everyday comfort. Upstairs features a bright, open great room combining living, dining, and kitchen areas. The kitchen includes quartz tops, self-closing cabinetry, a stainless gas range, refrigerator, dishwasher, full tile backsplash, water filter, and a touchless faucet. The floors are upscale, Luxury Finyl Flooring, with tile in the baths. A generous amount of windows and fans create excellent natural light and airflow. The primary suite offers a walk-in closet, full bath, and AC unit. Enjoy ocean, Mauna Kea, and Mauna Loa views from the covered 420 sq ft lanai—perfect for relaxing or entertaining with gentle trade winds. A second carport accommodates a third vehicle and additional storage. A back staircase from the kitchen was added, using trex decking for the treads. The 12,255 sq ft lot sits near the end of a quiet cul-de-sac and is extensively landscaped, with tiered garden beds ready for flowers or vegetables. The backyard is fenced for pets and keiki, and a shed is available to store garden tools and supplies. The gas range and tankless water heater are serviced by propane (buyer to assume service). Centrally located near shopping, dining, schools, and medical facilities. A wonderful opportunity to enjoy a home that will “check all the boxes” for you. Come see for yourself. The home is lightly staged, the leather sofa, "sleep numbers" king bed, and bar stools are included in the sale at no value.
Getting Around
Schools
Construction
Condition
- Year built: 2006
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Range,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Cooling
- Cooling features: Wall/Window Unit(s)
Features
- Window features: Blinds,Drapes
- Flooring: Ceramic Tile,Laminate
Interior Area
- Total structure area: 2,304
- Total interior livable area: 2,304 sqft
Property
Details
- Parcel number: 3220550300000
- Zoning: RS-10
- Special condition: Fee Simple,Standard
Features
- Fencing: Wire
- Has view: Yes
- View description: Mountain(s),Ocean
- Has water view: Yes
- Water view: Ocean
Lot
- Lot size: 0.28 Acres
Parking
- Total spaces: 3
- Parking features: Covered
- Covered spaces: 3
- Carport: Yes
- Carport spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Lightning
- Volcanic Activity
- Tsunami
- Coastal Flooding
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Hawaii Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,298 | $51,576 |
| Home Insurance * | $244 | $2,928 |
| Property Taxes | $66 | $792 |
| Electricity | $741 | $8,903 |
| Total | $5,349 | $64,188 |
Income You'd Need if You Spent...
Hawaii FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Price change | $899,000 |
| 2026-02-23 | Listed for sale | $940,000 |
| 2018-01-04 | Sold | $369,500 |
| 2017-10-31 | Pending sale | $389,500 |
| 2017-07-11 | Listed for sale | $389,500 |
| 2015-05-22 | Listing removed | $391,000 |
| 2015-05-16 | Price change | $391,000 |
| 2015-05-02 | Price change | $392,000 |
| 2015-04-25 | Price change | $393,000 |
| 2015-04-18 | Price change | $394,000 |
| 2015-03-29 | Price change | $395,000 |
| 2015-03-24 | Price change | $396,000 |
| 2015-03-14 | Price change | $397,000 |
| 2015-03-07 | Price change | $398,000 |
| 2015-01-25 | Price change | $399,000 |
| 2014-08-15 | Price change | $449,000 |
| 2014-06-01 | Price change | $475,000 |
| 2010-12-04 | Listed for sale | $350,000 |
| 2006-03-03 | Sold | $185,000 |
| 2005-10-10 | Sold | $117,800 |
