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68-3883 Lua Kula St APT 306, Waikoloa, HI, 96738

2beds
2baths
854sqft
$445,000
$521price/sqft
$2,801/moest. monthly cost
$112,040/yrincome needed

About This Home

🌺 Sunset Dreams & Fairway Views, Your Island Escape Awaits at Elima Lani #306 🌺 Step into your own slice of paradise, where every evening feels like a postcard. Welcome to Elima Lani #306, a rare offering perfectly positioned along the lush 18th hole of the Robert Trent Jones II–designed golf course. Opportunities like this are seldom available. From the moment you arrive, a sense of peace and privacy sets the tone. This thoughtfully maintained, pet-friendly upper-level condo has been refreshed with new interior and exterior paint, brand new flooring, and newer appliances, making it truly move-in ready. Enjoy expansive views of golden sunsets over the fairway, with Kohala and Mauna Kea mountain vistas visible from both bedrooms. The open-concept layout with vaulted ceilings creates a bright, airy living space, while the dining area flows seamlessly from the kitchen for easy everyday living and entertaining. Cool island breezes naturally circulate throughout, enhancing comfort year-round. A desirable split-bedroom floor plan provides added privacy, while the spacious 100 sq ft lanai, accessible from the living room and both bedrooms, invites effortless indoor-outdoor living. ✨ Features include: • Rare frontline position on the 18th hole • Sunset, golf course, and mountain views • Two pools, two spas, BBQ areas, tennis & pickleball courts • Private, quiet setting • Two assigned parking spaces • Abundant natural light and cooling trade winds Conveniently located just minutes from shopping, dining, top-rated schools, world-class beaches, and luxury resorts, this home offers the best of island living. Whether you’re seeking a primary residence, vacation getaway, or investment opportunity, Elima Lani #306 delivers a lifestyle that is both effortless and exceptional. 🌴 Rarely available, easy to fall in love with. 🌴

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
Kealakehe High SchoolGrades 9-1222.6 mi

Construction

Condition

  • Year built: 1988

Materials

  • Construction materials: Double Wall

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range,Refrigerator,Washer,Washer/Dryer Stacked
  • Laundry features: Front Load

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Vaulted Ceiling(s)
  • Window features: Blinds
  • Flooring: Carpet
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 854
  • Total interior livable area: 854 sqft

Property

Details

  • Parcel number: 3680030040022
  • Attached to another structure: Yes
  • Zoning: RM-1.5
  • Special condition: Fee Simple,Standard

Features

  • Levels: Two
  • Pool features: Outdoor Pool,Pool/Spa Combo
  • Exterior features: Lighting
  • Has spa: Yes
  • Has view: Yes
  • View description: Golf Course,Mountain(s),Sunset
  • Frontage type: Golf Course

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Wildfire
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$74$888
Property Taxes $103$1,236
Electricity $374$4,497
Total$2,801$33,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,034/yr
40% on housing$84,030/yr
45% on housing$74,693/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$521This listing

vs Other Active Listings

Avg $/sqft

ZIP 96738$650
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96738$548
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$445,000
2026-04-24Listed for sale$479,000
2002-08-19Sold$125,100

For Sale by Agent

AgentAyumi Suzuki-Dotel
BrokerageHapuna Realty

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