See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12947 Kearney Street, Thornton, CO, 80602

5beds
3baths
3,228sqft
$675,000
$209price/sqft
$4,349/moest. monthly cost
$173,960/yrincome needed

About This Home

This is the kind of home that keeps getting more impressive as you walk through it! Set on a beautifully landscaped corner lot in Thornton’s Riverdale Park neighborhood, this updated ranch offers five bedrooms, three bathrooms and a fully finished basement with room for everyone and everything. The main level features updated flooring, three bedrooms and two refreshed bathrooms, including a completely remodeled primary bathroom with brand-new tile, shower with custom glass, vanity, mirror, lighting and finishes. The large eat in kitchen features white cabinets and granite countertops. The vaulted ceilings make this space feel even larger than it already is. Downstairs in the full basement, you will find a huge entertainment space, a kitchenette with sink, two (oversized) additional bedrooms and a gorgeous, never-used bathroom with a large walk-in shower and custom tile and glass. There is plenty of space for movie nights, game days, guests, a gym, home offices or a separate living setup. The outdoor spaces are just as impressive, with mature landscaping, gorgeous flowers and a stamped concrete backyard patio made for summer evenings and outdoor dining. The newer roof and HVAC system add peace of mind, while the two-car garage stands out with a clean epoxy-coated floor and built-in storage. Located near Trail Winds Recreation Center, parks, trails, schools, shopping and dining, this Riverdale Park home offers the space, updates and location buyers have been waiting for. With five bedrooms, multiple living areas and thoughtful improvements throughout, this one is truly move-in ready.

Getting Around

40
WalkingCar-Dependent
19
TransitMinimal Transit
55
BikeBikeable

Schools

5/10
4/10
5/10

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Interior Entry

Bathroom

  • Features: Primary Suite
  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Granite Counters,Primary Suite,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Finished area below ground: 1,614
  • Finished area above ground: 1,614

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,228
  • Total interior livable area: 3,228 sqft

Laundry

  • Level: Main

Property

Details

  • Parcel number: R0147425
  • Special condition: Standard
  • Exclusions: Seller's Personal Property,Washer,Dryer

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 8,284 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Cold Wave
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$322$3,864
Property Taxes $371$4,452
Electricity $243$2,924
Total$4,349$52,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,108/yr
40% on housing$130,470/yr
45% on housing$115,973/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 80602$209
Adams County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 80602$199
Adams County$234

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$665,000
2026-07-31Listed for sale$675,000
2019-06-17Sold$460,000
2019-05-24Pending sale$455,000
2019-05-17Listed for sale$455,000
2019-05-17Pending sale$455,000
2019-05-08Listed for sale$455,000
2019-05-07Pending sale$455,000
2019-05-03Listed for sale$455,000
2019-05-03Pending sale$455,000
2019-04-24Listed for sale$455,000
2004-03-17Sold$228,865

For Sale by Agent

AgentTaylor Bunney
BrokerageeXp Realty, LLC

Similar Homes