1551 Signal Point Rd, Guntersville, AL, 35976
About This Home
Are you looking for the perfect cottage style lake property? Then look no further, because this charming property is situated right on the main channel with sweeping lake views and will blow you away with all the character it has to offer! Enjoy your morning coffee on any of the screened-in porches while taking in the lake breeze. This property has its own pier and is already approved for a two-slip boathouse. Owner Financing available!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bedroom2
- Features: Wood Floor
- Level: First
- Area: 80
Bedroom3
- Features: Wood Floor
- Level: First
- Area: 180
Bedroom4
- Features: Wood Floor
- Level: First
- Area: 144
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central 1
- Cooling features: Central 1
Interior Area
- Total interior livable area: 2,280 sqft
Kitchen
- Features: Recessed Lighting
- Level: First
- Area: 240
Living Room
- Features: Fireplace
- Level: First
- Area: 560
Master Bedroom
- Features: Sitting Area,Wood Floor
- Level: First
- Area: 225
Property
Details
- Parcel number: 1501014000001003
Lot
- Lot size: 0.60 Acres
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Earthquake
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,065 | $96,780 |
| Home Insurance * | $1,282 | $15,384 |
| Property Taxes | $398 | $4,776 |
| Electricity | $255 | $3,061 |
| Total | $10,000 | $120,000 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-02-07 | Price change | $1,595,000 |
| 2024-06-13 | Price change | $1,596,000 |
| 2024-02-11 | Listed for sale | $1,599,000 |
| 2023-09-27 | Listing removed | -- |
| 2023-05-24 | Price change | $1,994,000 |
| 2023-05-04 | Price change | $1,985,000 |
| 2023-03-14 | Listed for sale | $1,990,000 |
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