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821 Kainui Dr, Kailua, HI, 96734

5beds
5baths
3,186sqft
$2,500,000
$785price/sqft
$15,488/moest. monthly cost
$619,520/yrincome needed

About This Home

821 and 823 Kainui Drive … A rare opportunity to own a canal front single-family home on a nearly 10,000 sq. ft. R-5 zoned lot, featuring a legal ohana unit - each with its own utility meters and address - tucked along the peaceful Kawainui marsh side of Kainui Drive, “Duck Road.” The main home offers an expansive single-level floor plan (approx 2,386 sq. ft. of interior living), including 3 generously sized bedrooms, 3 bathrooms, a study, family room, living room, dining area, enclosed lanai, as well as a spacious recreation room/studio with kitchenette and its own private entrance and courtyard. Upstairs, the 'ohana unit (823 Kainui Dr – approximately 800 sq. ft. interior) includes 2 bedrooms, 1 bathroom, and a covered lanai. Take in stunning sunsets over the Ko'olau Mountains from the multiple tranquil outdoor areas, unwind in the inviting pool and spa, or enjoy a paddle out to Kailua Bay. The possibilities are truly endless.

Getting Around

12
WalkingCar-Dependent
28
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

6/10
Kainalu Elementary SchoolGrades PK-60.6 mi
7/10
10/10
Kalaheo High SchoolGrades 9-120.2 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1955

Materials

  • Construction materials: Double Wall,Single Wall,Wood Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: Detached,Multi-Family,Multiplex
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Flooring: Carpet,Ceramic Tile,Laminate

Interior Area

  • Total structure area: 3,689
  • Total interior livable area: 3,186 sqft

Property

Details

  • Parcel number: 1430820140000
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: One,Two
  • Stories: 1
  • Pool features: In Ground,Pool/Spa Combo
  • Has view: Yes
  • View description: Canal,Garden,Mountain(s)
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Frontage type: Canal,Waterfront
  • Topography of land: Level

Lot

  • Features: Other,Level

Parking

  • Total spaces: 4
  • Parking features: Carport,Driveway,Three or more Spaces,On Street
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,641$151,692
Home Insurance *$371$4,452
Property Taxes $1,451$17,412
Electricity $1,025$12,311
Total$15,488$185,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$531,017/yr
40% on housing$464,640/yr
45% on housing$413,013/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$785This listing

vs Other Active Listings

Avg $/sqft

ZIP 96734$1,221
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96734$964
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$2,625,000
1998-01-21Sold$10,500
1997-06-20Sold$375,000

For Sale by Agent

AgentMarisel Arquette
BrokerageArquette Properties Inc

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