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51 Cutler St, Warren, RI, 02885

1beds
2baths
836sqft
$350,000
$419price/sqft
$2,779/moest. monthly cost
$111,160/yrincome needed

About This Home

Just a short walk to the East Bay Bike Path and downtown Warren. Property features a new roof and a fully gutted interior ready for renovation. Ideal for investors or contractors—most financing types will not qualify. Great location, strong upside potential once complete.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
77
BikeVery Bikeable

Schools

8/10
Hugh Cole SchoolGrades PK-51.3 mi
7/10
Kickemuit Middle SchoolGrades 6-81.0 mi
8/10
Mt. Hope High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Mixed
  • Construction materials: Dry Wall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Bulkhead,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Wall (Dry Wall),Plumbing (PVC),Insulation (Unknown)
  • Flooring: Other
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 836

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 836
  • Total interior livable area: 836 sqft

Property

Details

  • Parcel number: WARRM8L5

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$188$2,256
Property Taxes $433$5,196
Electricity $389$4,675
Total$2,779$33,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,280/yr
40% on housing$83,370/yr
45% on housing$74,106/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$419This listing

vs Other Active Listings

Avg $/sqft

ZIP 02885$235
Bristol County$387

vs Homes Sold Last Month

Median $/sqft

ZIP 02885$275
Bristol County$364

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$350,000
2026-01-06Listing removed$360,000
2025-11-05Listed for sale$360,000
2024-12-13Sold$355,000
2024-11-12Pending sale$349,000
2024-10-09Contingent$349,000
2024-09-07Listed for sale$349,000
2014-09-29Sold$112,000
2014-09-05Price change$120,000
2014-07-17Price change$125,000
2014-06-11Price change$139,000
2014-05-13Listed for sale$149,000
2013-06-18Listing removed$145,000
2013-04-12Price change$145,000
2012-12-04Listed for sale$155,000
2005-06-17Sold$93,500

For Sale by Agent

AgentTyler Cote
BrokerageCote Partners Realty LLC

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