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101 SW 39th Pl, Cape Coral, FL, 33991

5beds
4baths
4,676sqft
$2,275,000
$487price/sqft
$16,396/moest. monthly cost
$655,840/yrincome needed

About This Home

Discover your slice of Southwest Florida paradise at 101 SW 39th Place in desirable Cape Coral—a prime location poised for exceptional growth and lifestyle appeal. Perfectly situated within walking distance to the highly anticipated Seven Islands Project, this property offers a rare opportunity to invest in what is quickly becoming the gateway to Gulf access living. This home places you at the center of Cape Coral’s future waterfront hub, where new dining, shopping, marinas, and entertainment are set to transform the area. Whether you're looking for a primary residence, vacation home, or investment property, this location delivers unmatched potential and long-term value. Enjoy the best of the Florida lifestyle with nearby boating, fishing, kayaking, and waterfront parks, all while being tucked into a quiet, established neighborhood. With easy access to major roads, beaches, and local amenities, convenience meets coastal charm. Bonus opportunity: The adjacent lot is also available for purchase, offering the unique chance to expand your footprint, build additional space, or secure added privacy—an ideal option for investors or those looking to create a custom compound. Don’t miss your chance to own in one of Cape Coral’s most exciting and rapidly developing areas—where today’s purchase becomes tomorrow’s prime real estate.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
3/10
Mariner Middle SchoolGrades 6-83.1 mi
3/10
Mariner High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2018

Materials

  • Roof: Tile
  • Construction materials: ICFs (Insulated Concrete Forms),Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dryer,Dishwasher,Freezer,Gas Cooktop,Disposal,Microwave,Range,Refrigerator,Self Cleaning Oven,Wine Cooler,Washer
  • Laundry features: Inside,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Bathtub,Tray Ceiling(s),Dual Sinks,Entrance Foyer,Eat-in Kitchen,Family/Dining Room,French Door(s)/Atrium Door(s),Kitchen Island,Living/Dining Room,Main Level Primary,Pantry,Separate Shower,Walk-In Pantry,Bar,Walk-In Closet(s),Home Office,Bathroom,Den,Family Room,Guest Quarters,Office,Other,Screened Porch
  • Door features: French Doors
  • Window features: Arched,Impact Glass
  • Flooring: Marble,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 5,747
  • Total interior livable area: 4,676 sqft

Property

Details

  • Parcel number: 184423C105317.0310
  • Lease amount: 0
  • Zoning description: R1

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Concrete,In Ground,Pool Equipment,Screen Enclosure
  • Patio & porch: Balcony,Deck,Lanai,Patio,Porch,Screened
  • Exterior features: Deck,Fruit Trees,Sprinkler/Irrigation,Outdoor Grill,Outdoor Kitchen,Patio,Water Feature
  • Has spa: Yes
  • Spa features: Gunite,In Ground,Screened
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Access,Seawall

Lot

  • Lot size: 0.39 Acres
  • Features: Irregular Lot,Oversized Lot,Sprinklers Automatic
  • Lot size dimensions: 65 x 200 x 120 x 130

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,None,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,503$138,036
Home Insurance *$1,291$15,492
Property Taxes $3,132$37,584
Electricity $470$5,646
Total$16,396$196,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$562,148/yr
40% on housing$491,880/yr
45% on housing$437,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$487This listing

vs Other Active Listings

Avg $/sqft

ZIP 33991$242
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33991$227
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-30Price change$2,275,000
2026-01-02Listed for sale$2,300,000
2025-10-15Listing removed$2,300,000
2025-01-18Price change$2,300,000
2024-05-10Price change$2,790,000
2024-02-20Listed for sale$2,890,000
2024-02-14Listing removed--
2023-11-28Price change$3,250,000
2023-08-05Listed for sale$3,400,000
2015-11-13Sold$165,000
2015-11-07Pending sale$179,900
2015-10-25Price change$179,900
2015-10-17Price change$182,500
2015-09-29Price change$185,000
2015-08-30Price change$187,500
2015-07-24Price change$189,900
2015-07-02Price change$192,900
2015-06-17Price change$195,900
2015-06-01Price change$199,000
2015-05-13Price change$195,000
2015-02-14Price change$198,000
2015-01-29Listed for sale$200,000
2013-08-28Sold$90,000
2013-04-27Listed for sale$89,900
2005-01-20Sold$215,000
2004-01-07Sold$140,000

For Sale by Agent

AgentJulie Hatton, John R. Wood Properties
BrokerageJohn R. Wood Properties

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