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432 Burnt Store Rd S, Cape Coral, FL, 33991

6beds
7baths
4,100sqft
$2,175,000
$530price/sqft
$16,154/moest. monthly cost
$646,160/yrincome needed

About This Home

Newly constructed in 2026, this Gulf-access custom two story waterfront estate offers 6 bedrooms plus a den, 6.5 bathrooms, lake views, and resort style indoor-outdoor living. Set on an oversized homesite, the home features contemporary architecture, water views, and space for luxury living, entertaining, multigenerational use, or vacation rental potential. The outdoor area is a private resort with an infinity-edge saltwater pool, jacuzzi spa, bubblers, water shelf, spacious lanai, glass pool enclosure, pool bath, and Paradise outdoor kitchen with gas grill and refrigerator. Limestone pavers and custom landscaping complete the setting. Inside, the open concept layout offers soaring ceilings, glass railings, natural light, and California-style sliders to the waterfront. The gourmet kitchen includes Thermador appliances, gas cooktop, panel refrigerator, double oven, dishwasher, built-in microwave, enclosed wine cabinet, Taj Mahal quartzite countertops, custom cabinetry, designer lighting, pantry, and laundry room. Finishes include European-style doors, custom closets, Hansgrohe fixtures, smart toilets, and designer bathrooms. The ground-level primary suite offers a spa inspired wet room with soaking tub and walk-in shower, dual vanities, and private water closet with bidet. Guest suites and flex spaces provide comfort and privacy. Epoxied garage floors, circular driveway, modern finishes, and Gulf access boating complete this rare Cape Coral waterfront opportunity.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
3/10
Mariner Middle SchoolGrades 6-82.5 mi
3/10
Mariner High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Flat Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern/Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Range,Refrigerator,Oven
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • Split Bedroom,Volume Ceilings,Walk-In Closet(s)
  • Window features: Complete Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 6,700
  • Total interior livable area: 4,100 sqft

Property

Details

  • Parcel number: 10073008
  • Zoning: RD-W

Features

  • Stories: 2
  • Entry location: First Floor Entry, Second Floor Entry
  • Private pool: Yes
  • Pool features: Automatic Chlorination,In Ground,Concrete,Heated,Pool Bath
  • Exterior features: Built-in Barbecue,Balcony
  • Has spa: Yes
  • Has view: Yes
  • View description: Canal,Lake,Pool,Water
  • Has water view: Yes
  • Water view: Canal,Lake,Water
  • On waterfront: Yes
  • Waterfront features: Ocean Access,Canal Width 121 Feet Or More,Fixed Bridge(S),WF/Pool/Ocean Access
  • Frontage length: 85

Lot

  • Lot size: 0.30 Acres
  • Features: 1/4 To Less Than 1/2 Acre Lot,Oversized Lot

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,997$131,964
Home Insurance *$1,235$14,820
Property Taxes $3,510$42,120
Electricity $412$4,951
Total$16,154$193,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$553,851/yr
40% on housing$484,620/yr
45% on housing$430,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$530This listing

vs Other Active Listings

Avg $/sqft

ZIP 33991$241
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33991$227
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Price change$2,349,000
2026-03-19Price change$2,394,000
2026-02-14Listed for sale$2,424,000
2023-10-10Sold$245,000
2023-09-21Pending sale$269,900
2023-07-17Price change$269,900
2023-06-01Listed for sale$299,000
2021-12-06Listing removed--
2021-04-26Price change$299,000
2021-01-09Listed for sale$249,000
2019-12-06Listing removed$135,000
2018-12-13Listed for sale$135,000
2015-05-14Listing removed$162,000
2015-01-31Listed for sale$162,000
2011-03-18Listing removed$59,900
2011-02-11Price change$59,900
2011-02-05Listed for sale$79,900
2011-01-03Listing removed$79,900
2010-05-29Listed for sale$79,900
2009-06-20Listing removed$150,000
2008-10-19Listed for sale$150,000

For Sale by Agent

AgentChardayne Seuffert
BrokerageRe/Max Sunshine

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