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650 W Pope Rd Unit 218, Saint Augustine, FL, 32080

2beds
1baths
720sqft
$213,900
$297price/sqft
$1,630/moest. monthly cost
$65,200/yrincome needed

About This Home

Beautifully updated 2nd-floor condo on Anastasia Island, offering a fresh, modern feel in a fantastic central location. This fully renovated unit features brand-new furniture, updated kitchen and baths, in-unit washer and dryer, and a newly installed hot water heater. The spacious layout includes a comfortable primary bedroom and a second bedroom with full-size bunk beds, allowing the unit to sleep up to six. Enjoy a bright, open living space with plenty of natural light and a private balcony overlooking the community’s peaceful pond. Island Villas is a well-kept complex with a community pool and easy access to beaches, restaurants, shopping, parks, and local attractions. The condo is also well-suited for mid-term rentals based on current community guidelines, offering flexibility for those seeking investment potential. Whether you're looking for a full-time residence, a second home, or an income-producing property, this condo offers excellent value and a move-in-ready opportunity in one of St. Augustine’s most convenient island locations.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

9/10
7/10
Sebastian Middle SchoolGrades 6-85.0 mi
5/10
St. Augustine High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Trash Compactor,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer/Dryer

Bedroom2

  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Combo

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Laminate,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Kitchen

  • Area: 96

Living Room

  • Area: 143

Master Bathroom

  • Features: Tub/Shower Combo

Master Bedroom

  • Level: Second
  • Area: 144

Property

Details

  • Parcel number: 1619600218
  • Zoning: RG-2

Features

  • Stories: 1
  • Entry location: 2nd Story
  • Private pool: Yes
  • On waterfront: Yes
  • Waterfront features: Man-Made Pond

Parking

  • Parking features: Assigned,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,081$12,972
Home Insurance *$168$2,016
Property Taxes $184$2,208
Electricity $197$2,366
Total$1,630$19,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,885/yr
40% on housing$48,900/yr
45% on housing$43,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 32080$345
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32080$356
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-29Listing removed$1,700
2025-12-27Price change$213,900
2025-11-24Price change$223,900
2025-09-03Price change$224,000
2025-09-03Price change$225,000
2025-08-12Price change$224,000
2025-07-14Listed for rent$1,700
2025-06-24Listing removed$1,795
2025-04-27Price change$1,795
2025-04-02Listed for sale$225,000
2025-03-12Listed for rent$1,850
2025-03-12Listing removed$1,850
2025-02-10Price change$1,850
2025-01-26Listed for rent$2,000
2024-12-30Sold$168,700
2024-12-19Pending sale$190,000
2024-10-17Price change$190,000
2024-09-30Price change$195,000
2024-07-30Listed for sale$200,000
2020-07-02Sold$110,000
2020-05-07Price change$110,500
2020-03-13Listed for sale$115,000
2005-08-26Sold$145,000

For Sale by Agent

AgentThomas Gangemi
BrokerageRock Beach Real Estate LLC

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