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2612 Somerville Loop APT 2201, Cape Coral, FL, 33991

2beds
2baths
1,797sqft
$298,000
$166price/sqft
$2,142/moest. monthly cost
$85,680/yrincome needed

About This Home

Beautifully updated and move-in ready, this charming 2-bedroom plus den, 2-bath home offers comfort, style, and peace of mind. The home features a single-car garage and boasts brand-new impact windows throughout, providing enhanced security, energy efficiency, and storm protection. A newly painted exterior delivers fresh, modern curb appeal, while the newer roof adds long-term value and reliability. The updated kitchen is a standout, showcasing new cabinets, sleek quartz countertops, and brand-new appliances, perfect for both everyday living and entertaining. Inside, the flexible den is ideal for a home office, guest room, or hobby space. The thoughtfully designed layout is filled with natural light and offers inviting living areas throughout. Whether you’re a first-time buyer, downsizing, or searching for a low-maintenance investment, this home checks all the boxes. Don’t miss the opportunity to own a beautifully improved property with major upgrades already completed—schedule your private showing today!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
62
BikeBikeable

Schools

5/10
6/10
Trafalgar Middle SchoolGrades 6-81.1 mi
3/10
Ida S. Baker High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Coach/Carriage,Two Story,Low Rise
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Cathedral Ceiling(s),Dual Sinks,Eat-in Kitchen,Living/Dining Room,Pantry,Shower Only,Separate Shower,Cable TV,Split Bedrooms,Den,Screened Porch
  • Window features: Other,Single Hung,Impact Glass
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,267
  • Total interior livable area: 1,797 sqft

Property

Details

  • Parcel number: 294423C300422.2201
  • Lease amount: 0
  • Zoning description: RD

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Lanai,Porch,Screened
  • Exterior features: Sprinkler/Irrigation,Other
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: None

Lot

  • Lot size: 6,468 sqft
  • Features: Other,Sprinklers Automatic

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,506$18,072
Home Insurance *$169$2,028
Property Taxes $270$3,240
Electricity $197$2,366
Total$2,142$25,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,440/yr
40% on housing$64,260/yr
45% on housing$57,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 33991$248
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33991$227
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-09Listed for sale$298,000
2016-05-02Listing removed$228,500
2016-04-11Listed for sale$228,500
2006-04-07Sold$251,400

For Sale by Agent

AgentDavid Kerrigan
BrokeragePro Care Realty Llc

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