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916 Carpathian Dr, Lake Saint Louis, MO, 63367

2beds
2baths
1,272sqft
$225,000
$177price/sqft
$1,588/moest. monthly cost
$63,520/yrincome needed

About This Home

Seller is offering a $5000 flooring credit at Closing. This is a wonderful opportunity to put your own personal touches on this home. Discover a traditional townhouse in the Saratoga community of Lake St. Louis and highly rated Wentzville Schools. Conveniently located near Zachary's Playground, walking paths, major highways, shopping, restaurants and much more. Built in 2005, this end unit townhouse offers granite counter tops, 1/2 bath and laundry on main floor. The 2nd floor offers a large primary with a walk-in closet, 2nd bedroom, full bath and a loft/office area. . New AC added 2020, freshly painted and has an attached garage for your safety. Monthly HOA of $160 takes care of lawn maintenance, trash & snow removal. There is an additional yearly HOA fee of $275.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
10/10
Frontier Middle SchoolGrades 6-81.3 mi
9/10
Liberty High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Electric Oven,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Door features: Panel Door(s),Sliding Doors
  • Flooring: Carpet,Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 1,272

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,272
  • Total interior livable area: 1,272 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 273
  • Dimensions: 21x13

Loft

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 60
  • Dimensions: 10x6

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Second
  • Area: 168
  • Dimensions: 12x14

Property

Details

  • Parcel number: 400379756000408.0000000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Front Porch,Patio
  • Exterior features: Private Entrance
  • Fencing: None

Lot

  • Lot size: 2,060 sqft
  • Features: Back Yard,Front Yard,Some Trees
  • Lot size dimensions: 22' x 92'

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$112$1,344
Property Taxes $198$2,376
Electricity $141$1,693
Total$1,588$19,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,445/yr
40% on housing$47,640/yr
45% on housing$42,346/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 63367$182
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63367$184
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$225,000
2020-06-29Sold--
2020-05-26Pending sale$155,000
2020-05-19Listed for sale$155,000
2017-07-21Sold--
2017-06-29Pending sale$134,900
2017-06-07Listed for sale$134,900
2016-05-27Sold--
2016-03-21Price change$125,500
2016-02-15Listed for sale$127,500
2015-09-01Sold--
2015-07-07Price change$125,000
2015-05-21Price change$127,000
2015-04-13Listed for sale$129,900
2005-07-28Sold--

For Sale by Agent

AgentHaylee E Hercules
BrokerageBerkshire Hathaway HomeServices Select Properties

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