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98-628 Kuini St, Aiea, HI, 96701

6beds
3baths
4,151sqft
$3,180,000
$766price/sqft
$18,854/moest. monthly cost
$754,160/yrincome needed

About This Home

Soak up breathtaking views as you lounge in your own private oasis! Rarely available available gorgeous home with two levels to enjoy in Royal Summit. Perfect for entertaining! Beautifully designed home with attention to detail and quality!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
7/10
Aiea Intermediate SchoolGrades 7-81.5 mi
6/10
Aiea High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Excellent,Good Condition
  • Year built: 1984

Materials

  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Ceramic Tile,Marble

Interior Area

  • Total structure area: 4,151
  • Total interior livable area: 4,151 sqft

Property

Details

  • Parcel number: 1980670700000
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Has view: Yes
  • View description: City,Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Sloping,Terraced

Lot

  • Features: Cleared,Cul-De-Sac,Other

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,079$192,948
Home Insurance *$598$7,176
Property Taxes $841$10,092
Electricity $1,336$16,040
Total$18,854$226,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$646,422/yr
40% on housing$565,620/yr
45% on housing$502,773/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$766This listing

vs Other Active Listings

Avg $/sqft

ZIP 96701$494
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96701$615
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-05Price change$3,180,000
2024-09-04Listed for sale$2,900,000
2024-09-04Listing removed$3,180,000
2023-08-29Listed for sale$3,180,000
2023-02-06Listing removed--
2022-05-11Listed for sale$3,180,000
2022-01-08Listing removed--
2021-10-11Price change$2,800,000
2021-09-13Listed for sale$2,700,000
2021-09-13Pending sale$2,700,000
2021-09-08Listed for sale$2,700,000
2020-07-31Listing removed$2,700,000
2019-07-30Price change$2,700,000
2018-10-11Price change$2,699,999
2018-06-15Listed for sale$2,888,000
2018-03-28Listing removed$2,888,000
2017-03-28Listed for sale$2,888,000
1996-11-27Sold$296,000

For Sale by Agent

AgentBonnie H Timm
BrokerageINET Realty

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