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210 Oak Knl, Jacksonville, OR, 97530

3beds
2baths
1,757sqft
$499,000
$284price/sqft
$3,320/moest. monthly cost
$132,800/yrincome needed

About This Home

Don't miss highly energy efficient 3bd 2ba work of art close to downtown. Natural light throughout this thoughtfully designed straw bale home, creating a warm, open feeling. Custom wood windows & skylights,2 covered balconies, covered patio blur the line between indoors & out. The open floor plan flows effortlessly, with bedrooms and full baths on both levels. The kitchen features granite countertops, an island, and generous cabinetry, all set within warm wood finishes. Features include 20-inch thick walls, air exchanger, radiant heated floors, gas fireplace, ceiling fans, & a mini-split system-keeps the home comfortable year-round, for less. Spacious primary suite offers a walk-in closet, private bath, & covered patio. An office leads to a flower-filled deck overlooking a seasonal creek. Surrounded by quiet open space, mature oaks, pines, and madrones, with access to Woodlands trails. Also features club house & guest Parking.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
2/10
Mcloughlin Middle SchoolGrades 6-85.0 mi
6/10
South Medford High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Straw

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Washer,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Ceiling Fan(s),Granite Counters,Kitchen Island,Linen Closet,Pantry,Shower/Tub Combo,Solar Tube(s),Tile Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames,Wood Frames
  • Flooring: Concrete,Hardwood
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Ductless,Electric,Radiant
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,757
  • Total interior livable area: 1,757 sqft

Property

Details

  • Parcel number: 10982044
  • Zoning description: HR-5
  • Special condition: Standard
  • Exclusions: Yard art and pots & Refrigerator

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Deck,Deck,Front Porch,Patio,Rear Porch,Side Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: Canyon,Creek/Stream,Forest
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: Creek

Lot

  • Lot size: 3,049 sqft
  • Features: Landscaped,Sprinkler Timer(s),Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Winter Weather
Earthquake

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$112$1,344
Property Taxes $509$6,108
Electricity $176$2,119
Total$3,320$39,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,828/yr
40% on housing$99,600/yr
45% on housing$88,533/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 97530$281
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97530$310
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$499,000
2008-05-04Listing removed$1,100,000
2008-04-06Listed for sale$1,100,000
2006-02-03Sold$353,530

For Sale by Agent

AgentGayle Pobuda
BrokerageExpert Properties Inc.

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