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2645 N 16th Ct, Coos Bay, OR, 97420

5beds
3baths
2,574sqft
$529,900
$206price/sqft
$3,464/moest. monthly cost
$138,560/yrincome needed

About This Home

This tri-plex is located in a desirable & quiet Coos Bay neighborhood. Located just down the street from Bay Area Hospital, North Bend Medical center, Bay Clinic and many more medical facilities. This property has been well maintained. The 2 outside units are 2 bedroom/1 bath, 998 Sq. Ft plus attached extra deep garages and washer & dryer hook-ups. The middle unit is a 1 bedroom/1 bath single level, stackable washer & dryer, 598 Sq. Ft. and has a detached garage. Additional tenant parking in front and in back of units. All 3 units have sliding doors to the expansive deck over looking the neighborhood. Duralast Roof installed in 2011.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Sunset SchoolGrades 3-62.1 mi
--
3/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1973

Materials

  • Foundation: Slab
  • Construction materials: T111 Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Washer/Dryer,Electric Water Heater,Tank Water Heater
  • Laundry features: Washer Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 2,574
  • Total interior livable area: 2,574 sqft

Property

Accessibility

  • Accessibility features: Handicap Access

Details

  • Parcel number: 6529909
  • Zoning: R-2

Features

  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 7,840 sqft
  • Features: Commons,Gentle Sloping,Trees,SqFt 7000 to 9999

Parking

  • Total spaces: 7
  • Parking features: Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Coos County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$177$2,124
Property Taxes $375$4,500
Electricity $233$2,803
Total$3,464$41,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,765/yr
40% on housing$103,920/yr
45% on housing$92,373/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 97420$198
Coos County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 97420$204
Coos County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$529,900
2020-09-30Sold$315,000
2020-09-02Pending sale$340,000
2020-08-25Listed for sale$340,000
2016-06-17Listing removed$900
2016-03-03Listing removed$550
2016-03-02Price change$550
2016-01-15Listed for rent$750
2011-04-10Listing removed$750
2011-03-13Listed for rent$750

For Sale by Agent

AgentShana Armstrong
BrokerageShana Jo's RED DOOR REALTY LLC

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