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66 Elm Ave, Portsmouth, VA, 23704

4beds
2baths
1,650sqft
$299,900
$182price/sqft
$2,213/moest. monthly cost
$88,520/yrincome needed

About This Home

Come Fall In- Love with this Gorgeous Renovated Home! Boasting Classic Charm Including High Ceilings, Beautiful Flooring and Lighting. Enjoy Entertaining in the All New Open Kitchen with Quartz Counter tops and Stainless Appliances. New HVAC, Paint and Flooring are just some of the renovations. Relax and Take in the Amazing Sunsets on the Big Front Porch. Close the Shopping and Entertainment Including The Historic Commodore Theater, Childrens Museum, Art Centers, Naval Hospital. Take a Romantic Ferry Ride to Norfolk Waterside. This Amazing Area Has So Much To Offe. Come See This Elegant Home Today!

Getting Around

53
WalkingSomewhat Walkable
23
TransitMinimal Transit
55
BikeBikeable

Schools

3/10
3/10
Churchland Middle SchoolGrades 7-84.5 mi
2/10
I.C. Norcom High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Rehabilitated
  • Year built: 1910

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer
  • Flooring: Carpet,Concrete,Laminate/LVP
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,650 sqft

Property

Details

  • Parcel number: 00460470
  • Zoning: UR
  • Special condition: Owner Agent

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Fencing: None
  • Has view: Yes
  • View description: City
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 3,049 sqft

Parking

  • Parking features: Close to Mass Transit,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$187$2,244
Property Taxes $308$3,696
Electricity $202$2,433
Total$2,213$26,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,874/yr
40% on housing$66,390/yr
45% on housing$59,013/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 23704$137
Portsmouth City$138

vs Homes Sold Last Month

Median $/sqft

ZIP 23704$178
Portsmouth City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentJim Leland
BrokerageLPT Realty LLC

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