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318 Deal Dr, Portsmouth, VA, 23701

4beds
2baths
1,204sqft
$295,000
$245price/sqft
$2,161/moest. monthly cost
$86,440/yrincome needed

About This Home

This adorable ranch style home has been updated through out. Nice size rooms, Living space opened up into dining room for larger space. Nice size backyard. And Huge PLUS - A 2 bedroom/1bath Garage Apartment with a kitchen. Rented for $1100.00 a month for extra income. Gas tankless hot water heater.

Getting Around

39
WalkingCar-Dependent
26
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

2/10
2/10
3/10
Manor High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Ceramic Tile,Laminate/LVP
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,204 sqft

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 06140030
  • Zoning: UR

Features

  • Stories: 1
  • Pool features: Above Ground
  • Patio & porch: Deck
  • Fencing: Back Yard,Fenced
  • Waterfront features: Not Waterfront
  • Frontage length: 70

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 130 x 70

Parking

  • Total spaces: 3
  • Parking features: 3 Space,Driveway,On Street,Converted Gar
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$165$1,980
Property Taxes $303$3,636
Electricity $202$2,433
Total$2,161$25,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,091/yr
40% on housing$64,830/yr
45% on housing$57,626/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 23701$135
Portsmouth City$138

vs Homes Sold Last Month

Median $/sqft

ZIP 23701$194
Portsmouth City$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentChristine Hudson
BrokerageInvestment Realty Corporation

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