620 Point Rd, Muscle Shoals, AL, 35661
About This Home
Lakefront living on Wilson Lake. This home has 3 bedrooms and 2 baths. There are two kitchens--one on each floor. On the bottom floor is a bedroom, bath, kitchen, dining area and family room. On the second floor is the kitchen, dining area, two bedrooms, a bath, laundry room and a family room. This home could be used as two separate living areas. There is 105' of waterfront that offers beautiful sunset views. Come and enjoy lake living! Buyer to verify all information including square footage.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator
- Laundry features: Laundry Closet
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Eat-in Kitchen,Entrance Foyer,In-Law Floorplan
- Door features: French Doors
- Flooring: Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
- Attic: Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 2,716
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,716
- Total interior livable area: 2,716 sqft
Property
Details
- Parcel number: 0906230000001.004
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Rear Porch,Screened
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake,Lake Front,Pier
- Waterbody name: Wilson Lake
Lot
- Lot size: 0.62 Acres
- Features: Sloped Down
- Lot size dimensions: 105.5 WF x 256.25 IRR
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
- Drought
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $400 | $4,800 |
| Property Taxes | $112 | $1,344 |
| Electricity | $303 | $3,646 |
| Total | $3,338 | $40,056 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $499,000 |
| 2026-04-03 | Listed for sale | $549,000 |
| 2025-03-19 | Listing removed | $499,000 |
| 2024-12-11 | Price change | $499,000 |
| 2024-09-12 | Price change | $524,900 |
| 2024-06-11 | Price change | $550,000 |
| 2024-03-21 | Price change | $597,900 |
| 2024-02-02 | Price change | $599,900 |
| 2023-10-08 | Price change | $650,000 |
| 2023-09-19 | Price change | $675,000 |
| 2023-09-11 | Listed for sale | $699,000 |
For Sale by Agent
View on Zillow