970 Confluence Ct #5, Steamboat Springs, CO, 80487
About This Home
Welcome to this beautifully updated loft-style, end unit townhome in the heart of Steamboat Springs, perfectly positioned along Walton Creek just steps from the Yampa River and scenic walking/biking trails. This light and bright unit features mountain views and an open, efficient layout that maximizes space and comfort. The interior was tastefully updated with granite countertops, fresh paint, newer carpet, and modern railings leading to the lofted bedroom, creating a clean and contemporary mountain feel. Large windows bring in natural light and highlight the peaceful creek side setting. Enjoy unbeatable convenience with a nearby bus stop providing easy access to the ski area, downtown, and all that Steamboat has to offer. Whether you're looking for a full-time residence, a weekend retreat, or a strong rental investment (no STR), this property checks all the boxes. Additional highlights include low HOA dues, proximity to outdoor recreation, and a highly desirable location in a well-maintained community. Don't miss this opportunity to own an affordable slice of mountain living in Steamboat Springs.
Getting Around
Car-Dependent
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1989
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Water Heater,Microwave,Oven,Refrigerator
- Laundry features: None,See Remarks
Basement
- Basement: None
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Granite Counters,See Remarks,Vaulted Ceiling(s)
- Flooring: Carpet,Laminate,Tile
Heating
- Heating features: Baseboard,Electric
Interior Area
- Total interior livable area: 462 sqft
Kitchen
- Level: Lower
Living Room
- Level: Lower
Other
- Level: Lower
Property
Details
- Parcel number: R6259237
- Zoning description: Multi-Family
- Exclusions: Yes
Features
- Levels: Two
- Has view: Yes
- View description: Mountain(s),River,Ski Area,Creek/Stream
- Has water view: Yes
- Water view: River,Creek/Stream
Lot
- Lot size: 435.60 sqft
- Features: City Lot,Near Public Transit,Stream/Creek
Parking
- Parking features: Parking Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,052 | $24,624 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $94 | $1,128 |
| Electricity | $186 | $2,232 |
| Total | $2,421 | $29,052 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Price change | $406,000 |
| 2026-04-12 | Listed for sale | $419,000 |
| 1999-01-22 | Sold | $61,500 |
View on Zillow