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328 Story St, Council Bluffs, IA, 51503

6beds
3baths
1,595sqft
$200,000
$125price/sqft
$1,569/moest. monthly cost
$62,760/yrincome needed

About This Home

Don't let the age fool you--this home has been completely transformed! Beautifully renovated from top to bottom, this move-in-ready home offers an open, functional layout with stylish updates throughout. The updated kitchen, remodeled bathrooms, fresh finishes, and flexible floor plan provide room for everyone. The basement features a legal bedroom with an egress window, laundry hookups, abundant storage, and additional space ready for future finishing. Relax on the rear deck, enjoy the convenience of off-street parking, and appreciate the location just minutes from schools, shopping, downtown Council Bluffs, and easy interstate access. Move in and enjoy!

Getting Around

83
WalkingVery Walkable
0
TransitNo Nearby Transit
44
BikeSomewhat Bikeable

Schools

4/10
Bloomer Elementary SchoolGrades PK-50.4 mi
5/10
2/10

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Other

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Finished area below ground: 155
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 1,595
  • Total interior livable area: 1,595 sqft

Property

Details

  • Parcel number: 7544 36 254 009

Features

  • Levels: Two
  • Patio & porch: Deck

Lot

  • Lot size: 2,900 sqft
  • Lot size dimensions: 50 x 58

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$147$1,764
Property Taxes $290$3,480
Electricity $121$1,452
Total$1,569$18,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,794/yr
40% on housing$47,070/yr
45% on housing$41,840/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 51503$150
Pottawattamie County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 51503$158
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$200,000

For Sale by Agent

AgentLynn Leaders
BrokerageHeartland Properties

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