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10050 McCreary Rd, Shippensburg, PA, 17257

3beds
2baths
1,848sqft
$329,900
$179price/sqft
$2,293/moest. monthly cost
$91,720/yrincome needed

About This Home

**$5K offered with acceptable offer - for Buyer's Closing Costs or Upgrades!** Welcome to your dream home in the charming Forest Ridge neighborhood! This stunning 3-bedroom, 2-full-bath Cape Cod-style house offers a perfect blend of classic design and modern upgrades. The first floor features a large foyer and open floor plan, fresh paint, and luxury vinyl plank floors throughout, creating a bright and welcoming atmosphere. The heart of the home is the beautiful new gourmet kitchen, showcasing granite countertops and tile backsplash, a gas cooktop, full size double wall ovens, and a stylish breakfast bar—ideal for entertaining or family gatherings. The dining room is enhanced with a charming bay window, while the living room features skylights to bring in even more natural light. Conveniently located on the first floor is the primary bedroom boasting three closets and new carpet, and laundry facilities and a full bath. Ascend to the second floor to discover a versatile loft with a picturesque view of the main level, accompanied by two spacious bedrooms, each featuring walk-in closets, and a second full bath. Additional highlights include a spacious 2-car garage and a large, level backyard with a shed, firepit and newly installed stamped concrete patio, perfect for outdoor enjoyment. The property also features a full unfinished basement with potential for customization and is equipped with natural gas heat and central air for year-round comfort. This beautiful home in the Shippensburg school district was originally part of McCreary Rd prior to Pugh Dr being added to the neighborhood, and as a result, the driveway and house are now situated on Pugh Dr, though it retains the McCreary Rd address, with the mailbox still located on McCreary Rd. The Forest Ridge neighborhood is nestled in the heart of the Cumberland Valley, a picturesque region defined by its scenic mountain views, rich agricultural heritage, and abundance of local farm markets, offering ample outdoor recreation opportunities through its state parks, such as Pine Grove Furnace, catering to hiking, biking, and nature enthusiasts. Conveniently located between Harrisburg and Hagerstown, the area blends modern amenities with the small-town rural charm of its historic communities. Its proximity to major routes makes commuting and travel seamless, enhancing its appeal as a balanced and accessible place to live.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Nancy Grayson El SchoolGrades K-30.8 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1986

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick,Wood Siding

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Double Oven,Oven,Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Features: Flooring - Concrete
  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Full,Partial,Unfinished,Interior Entry

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Upper

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Features

  • Breakfast Area,Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Entry Level Bedroom,Open Floorplan,Kitchen - Gourmet,Upgraded Countertops,Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,848

Foyer

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,024
  • Total interior livable area: 1,848 sqft

Kitchen

  • Features: Flooring - Luxury Vinyl Plank,Granite Counters,Breakfast Bar
  • Level: Main

Laundry

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Living Room

  • Features: Flooring - Luxury Vinyl Plank
  • Level: Main

Loft

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 210N10.225.000000
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Negotiable: Refrigerator,Washer,Dryer

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.43 Acres
  • Features: Level

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Side,Garage Door Opener,Inside Entrance,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$118$1,416
Property Taxes $283$3,396
Electricity $224$2,692
Total$2,293$27,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,617/yr
40% on housing$68,790/yr
45% on housing$61,146/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 17257$140
Franklin County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 17257$140
Franklin County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$355,000
2025-11-21Price change$365,000
2025-10-09Listed for sale$375,000

For Sale by Agent

AgentLisa Mack
BrokerageColdwell Banker Realty

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