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16647 Riding High Way, San Diego, CA, 92127

4beds
5baths
5,349sqft
$4,250,000
$795price/sqft
$28,467/moest. monthly cost
$1,138,680/yrincome needed

About This Home

Enjoy stunning panoramic views and privacy in this premier lot with no neighbors directly behind. Located within the sought-after gated Crosby Community, this 4+ bedroom, 4.5 bath, 5,349 sq ft residence offers high-end amenities across an expansive 0.61-acre lot. The private courtyard entrance leads to a grand foyer and a freshly painted interior, where an open floor plan creates the perfect atmosphere for entertaining. The professional-grade kitchen is a chef’s dream, featuring upgraded maple cabinetry, granite countertops, dual sinks, dual dishwashers, and a double oven. Designed for flexibility, the first floor hosts two spacious primary suites. The principal suite includes a luxurious bathroom with dual water closets, a dual-access walk-in shower, two large walk-in closets, and a soaking tub positioned perfectly to capture the views. The second floor provides two additional bedrooms and a versatile bonus room. Outdoors the grounds are designed for sophisticated, low-maintenance living with drought-resistant landscaping, artificial turf, and elegant hardscaping. The exterior retreat features an outdoor kitchen with premium Viking appliances, mature citrus trees, and a fire pit overlooking the golf course and surrounding hills. Modern essentials include a three-vehicle garage with an EV charger and a fully paid solar system. All within walking distance to the community dog park.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
10
BikeSomewhat Bikeable

Schools

8/10
10/10
Torrey Pines High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Solar Panels,Washer,Built In Range,Double Oven
  • Laundry features: Other/Remarks

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Fireplace,Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 5,349
  • Total interior livable area: 5,349 sqft

Property

Details

  • Parcel number: 2672011600
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 2 Story
  • Pool features: N/K
  • Fencing: Partial
  • Has view: Yes
  • View description: Golf Course,Greenbelt,Mountains/Hills

Lot

  • Lot size: 0.61 Acres

Parking

  • Total spaces: 5
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,490$257,880
Home Insurance *$631$7,572
Property Taxes $5,199$62,388
Electricity $1,147$13,764
Total$28,467$341,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$976,011/yr
40% on housing$854,010/yr
45% on housing$759,120/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$795This listing

vs Other Active Listings

Avg $/sqft

ZIP 92127$666
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92127$686
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Price change$3,995,000
2026-08-03Price change$4,250,000
2026-07-20Price change$4,350,000
2026-07-16Price change$4,375,000
2026-07-06Price change$4,395,000
2026-06-20Price change$4,450,000
2026-06-10Price change$4,495,000
2026-06-03Price change$4,550,000
2026-05-11Listed for sale$4,595,000
2025-10-10Listing removed$12,500
2025-09-13Listed for rent$12,500
2024-07-29Listing removed--
2024-07-07Price change$12,000
2024-06-15Listed for rent$13,500
2024-01-19Listing removed--
2023-11-29Price change$11,500
2023-10-25Price change$12,750
2023-10-05Price change$13,250
2023-09-08Listed for rent$13,500
2023-08-16Listing removed--
2023-08-09Listed for rent$13,900
2023-07-16Listing removed--
2023-06-25Listed for rent$13,900
2023-05-17Listing removed--
2023-03-08Listed for rent$14,500
2017-07-14Sold$1,710,000
2012-04-13Sold$1,850,000

For Sale by Agent

AgentAshley D Heffron
BrokerageeXp Realty of California, Inc.

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