7628 Top O The Morning Way, San Diego, CA, 92127
About This Home
Stunning single-level home with spectacular panoramic views located in the guard gated community of The Crosby at Rancho Santa Fe. Spanning approximately 6,085 square feet, this custom-designed home features 4 bedrooms plus a dedicated office, soaring ceilings, and an abundance of natural light throughout. Upon entry, beautiful exposed wood beams immediately capture your attention, setting the tone for the home’s elegant design. The custom built-in office provides the perfect space for work or study. An expansive open-concept living room with fireplace flows seamlessly into the informal dining area and gourmet kitchen. The chef’s kitchen is outfitted with premium stainless-steel appliances, generous counter space, and a large island, making it ideal for both everyday living and entertaining. The home also features a private movie room for the ultimate entertainment experience. Each bedroom is ensuite, offering comfort and privacy. The spacious primary suite features soaring ceilings and a beautifully remodeled, light-filled bathroom complete with dual vanities, a large floating soaking tub, two water closets, and dual walk-in closets. Step outside to enjoy the expansive backyard with lush grass areas, a large pool and spa, and a fully equipped outdoor BBQ area—perfect for entertaining while taking in the amazing views. The family room opens to a covered outdoor living space with fireplace and seating, creating seamless indoor-outdoor living. Additional features include a 4-car garage and a prime location close to freeways, shopping, restaurants, and top-rated schools.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Roof: Tile/Clay
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Garage Door Opener,Microwave,Pool/Spa/Equipment,Refrigerator,Washer,Freezer,Vented Exhaust Fan,Warmer Oven Drawer,Barbecue,Built-In,Counter Top,Gas Cooking
- Laundry features: Gas & Electric Dryer HU
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 6,085
- Total interior livable area: 6,085 sqft
Property
Details
- Parcel number: 2672101500
Features
- Levels: 1 Story
- Pool features: Below Ground
- Fencing: Full
Parking
- Total spaces: 11
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Earthquake
- Heat Wave
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $26,546 | $318,552 |
| Home Insurance * | $779 | $9,348 |
| Property Taxes | $5,362 | $64,344 |
| Electricity | $1,304 | $15,658 |
| Total | $33,991 | $407,892 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $5,250,000 |
| 2026-03-17 | Listed for sale | $5,350,000 |
| 2024-03-06 | Sold | $4,550,000 |
| 2024-02-19 | Listed for sale | $5,249,000 |
| 2024-02-15 | Pending sale | $5,249,000 |
| 2024-02-14 | Listed for sale | $5,249,000 |
| 2012-11-29 | Sold | $1,889,000 |
| 2012-10-16 | Sold | $1,550,000 |
| 2012-03-24 | Listing removed | $2,960,000 |
| 2012-01-21 | Listed for sale | $2,960,000 |
| 2007-05-17 | Sold | $3,200,000 |
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