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3122 Madison Ave, Des Moines, IA, 50310

4beds
3baths
1,120sqft
$240,000
$214price/sqft
$1,800/moest. monthly cost
$72,000/yrincome needed

About This Home

THE UPDATES ARE DONE — JUST MOVE IN AND ENJOY. This spacious 4 bedroom, 2.5 bath home offers over 2,000 finished square feet and the peace of mind that comes with major improvements already completed. The main level features 3 bedrooms, 1.5 baths, stainless steel appliances, a dining space perfect for gatherings, and easy-to-maintain tile flooring throughout. The newly finished basement expands the living space with an additional bedroom and bath, a non-conforming bedroom, and plenty of storage — perfect for guests, hobbies, or a home office. Major UPDATES include: NEW SIDING (2025), ROOF (2019), WINDOWS (2019), SEWER LINE (2019), WATER HEATER (2026), STORAGE SHED (2025), WASHER & DRYER (2025), REFRIGERATOR (2026), and a NEW 3-SEASON ROOM WITH ELECTRICITY AND ELECTRIC WALL HEATER (2025). And the standout feature — SOLAR PANELS (2023) helping significantly reduce monthly utility costs. Space, updates, and energy savings — all in one move-in ready home.

Getting Around

52
WalkingSomewhat Walkable
33
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

4/10
3/10
Meredith Middle SchoolGrades 6-81.2 mi
2/10
Hoover High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dryer,Dishwasher,Microwave,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Dining Area
  • Flooring: Tile
  • Finished area below ground: 900

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 10008280000000
  • Zoning: Res

Features

  • Stories: 1

Lot

  • Lot size: 6,229 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 50 x 125

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$149$1,788
Property Taxes $317$3,804
Electricity $121$1,452
Total$1,800$21,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,714/yr
40% on housing$54,000/yr
45% on housing$48,000/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 50310$143
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50310$191
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$249,000
2026-03-14Price change$254,900
2026-03-06Listed for sale$259,900
2019-02-04Sold$117,500
2018-11-07Price change$120,000
2018-10-20Pending sale$125,000
2018-10-15Listed for sale$125,000
2013-08-02Sold$95,000
2013-05-22Price change$100,000
2013-05-14Price change$129,900
2013-01-05Price change$115,000
2012-11-06Listed for sale$79,900
2005-12-08Sold$95,500
1998-12-29Sold$71,500

For Sale by Agent

AgentIngrid Williams
BrokerageRE/MAX Concepts

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