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1008 Beech St, Fernandina Beach, FL, 32034

1beds
1baths
994sqft
$849,000
$854price/sqft
$6,038/moest. monthly cost
$241,520/yrincome needed

About This Home

Welcome to 1008 Beech Street, a rare opportunity to own a versatile property in the heart of beautiful Fernandina Beach—located on Amelia Island, recently named the #1 Best Island in the United States three years in a row by Global Traveler magazine. Situated on a .23-acre corner lot, this property offers exceptional flexibility within the Mixed Use-8 zoning district, allowing for a unique blend of residential, office, and commercial possibilities. Based on current density guidelines and land development code, the parcel presents exciting potential for multiple residential units—an increasingly rare opportunity in such a prime, in-town location. Tucked just off 8th Street, the setting provides a quieter, more residential feel while still placing you in the center of it all. Enjoy being just two blocks from local dining, boutiques, and everyday conveniences, and only a short stroll to the charm and character of Historic Downtown Fernandina Beach. Outdoor living is right at your doorstep, with Central Park less than a block away—offering pickleball, tennis courts, playgrounds, pétanque, and open green space. Trail access to the 300-acre Egan's Creek Greenway is just a 15-minute walk, while the Atlantic shoreline is only a 10-minute bike ride away. The local farmers market, arts market, and many annual festivals are all within walking distance, along with holiday parades—creating endless opportunities to experience classic small-town Americana. Whether you’re looking to develop, invest, create a live-work lifestyle, or establish a larger estate, 1008 Beech Street offers an exceptional combination of location, flexibility, and long-term potential in one of Northeast Florida’s most sought-after coastal communities.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

6/10
Fernandina Beach High SchoolGrades PK,3,8-120.7 mi
10/10
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Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Refrigerator,Stove,Washer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),French Door(s)/Atrium Door(s)
  • Door features: French Doors
  • Window features: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 994
  • Total interior livable area: 994 sqft

Property

Details

  • Parcel number: 000031180000550011
  • Zoning: MU-8

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Open,Patio

Lot

  • Lot size: 10,001 sqft
  • Lot size dimensions: 100 x 100

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$549$6,588
Property Taxes $999$11,988
Electricity $197$2,366
Total$6,038$72,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,017/yr
40% on housing$181,140/yr
45% on housing$161,013/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$854This listing

vs Other Active Listings

Avg $/sqft

ZIP 32034$412
Nassau County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 32034$303
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$849,000
2014-05-13Sold$55,000
2013-06-05Sold$130,000
2011-05-19Sold$120,000
2010-12-11Price change$120,000
2010-08-14Price change$155,000
2010-04-16Price change$179,900
2009-07-09Price change$184,000
2008-12-22Price change$198,000
2008-08-27Listed for sale$229,000
2003-11-18Sold$150,000

For Sale by Agent

AgentKelly Powers
BrokerageCHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

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