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1116 Locust St, West Des Moines, IA, 50265

4beds
2baths
1,524sqft
$265,000
$174price/sqft
$1,936/moest. monthly cost
$77,440/yrincome needed

About This Home

Wonderful updates throughout including the kitchen, baths, windows, and roof. It features a spacious living room with abundant natural light that showcases the original hardwood floors on the main level. There are two bedrooms on the first floor plus two additional bedrooms on the upper story including a loft space perfect for a play area or a reading nook. The main and upper level bathroom has been stylishly updated. Choose from the quaint three-seasons front porch or the private patio in the fully fenced backyard to relax and unwind. Fido and the youngsters will love the spacious yard. Just minutes from the Historic Valley Junction with shopping, dining, live music, and farmers markets.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
6/10
4/10
Valley High SchoolGrades 10-122.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1918

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Dining Area
  • Flooring: Carpet,Hardwood,Tile

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,524
  • Total interior livable area: 1,524 sqft

Property

Details

  • Parcel number: 32003583000000

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Open,Patio
  • Exterior features: Patio
  • Fencing: Wood

Lot

  • Lot size: 8,189 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 70 x 130

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$156$1,872
Property Taxes $320$3,840
Electricity $121$1,452
Total$1,936$23,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,377/yr
40% on housing$58,080/yr
45% on housing$51,626/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 50265$209
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50265$209
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$265,000
2023-07-10Sold$249,000
2023-03-31Pending sale$249,000
2023-03-30Listed for sale$249,000
2020-06-26Sold$171,000
2020-05-16Pending sale$174,900
2020-04-13Price change$174,900
2020-03-27Price change$179,900
2020-03-05Pending sale$174,900
2020-02-25Listed for sale$174,900
2020-02-15Listing removed$1,545
2019-10-21Price change$1,545
2019-08-29Listed for rent$1,595
2019-05-03Sold$85,000

For Sale by Agent

AgentSteve Clark
BrokerageVIA Group, REALTORS

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