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4323 Vine Ave, Sioux City, IA, 51106

3beds
3baths
2,299sqft
$349,000
$152price/sqft
$2,683/moest. monthly cost
$107,320/yrincome needed

About This Home

Welcome to this truly one-of-a-kind hidden gem! this stunning home offers a perfect blend of modern updates, quality craftsmanship, and breathtaking natural surroundings. From the moment you step inside, you’ll be impressed by the soaring ceilings, natural light, the finishes throughout. Updated kitchen island featuring beautiful quartz countertops, updated bathrooms, and durable concrete flooring on the main level. This spacious 3-bedroom, 3-bath home offers comfortable living with a versatile lower-level walkout that serves as the perfect bonus space. Complete with a partial kitchen, three-quarter bath, and generous living area, it could easily function as a mother-in-law suite, guest quarters, or entertainment area. Nestled on a private, tree-lined lot, you’ll enjoy outstanding views and exceptional privacy while still being conveniently close to shopping, dining, schools, and everyday amenities. The attached two-stall garage provides plenty of storage and convenience.

Getting Around

53
WalkingSomewhat Walkable
24
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

5/10
Spalding Park ElementaryGrades PK-50.4 mi
7/10
East Middle SchoolGrades 6-81.4 mi
5/10
East High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Shingle
  • Construction materials: Hardboard

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: Hook-up
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 565
  • Finished area above ground: 1,734

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,299
  • Total interior livable area: 2,299 sqft

Property

Details

  • Parcel number: 894736353004
  • Zoning: res
  • Zoning description: res

Features

  • Levels: Multi-Level 3

Lot

  • Lot size: 5,227 sqft
  • Features: Landscaped,Retaining Wall,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Winter Weather
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$275$3,300
Property Taxes $473$5,676
Electricity $171$2,057
Total$2,683$32,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,988/yr
40% on housing$80,490/yr
45% on housing$71,546/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 51106$151
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51106$142
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Price change$349,000
2026-06-03Listed for sale$355,000
2023-08-08Sold$300,000
2023-06-21Listed for sale$289,000
2013-07-18Sold$164,000
2013-06-06Pending sale$164,000
2013-05-20Listed for sale$164,000
2013-05-05Pending sale$164,000
2013-04-24Listed for sale$164,000

For Sale by Agent

AgentTori Jackson
BrokerageRiverstone Realty

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