1045 Saddle Rdg, Portage, WI, 53901
About This Home
NEW ROOF & MAIN FLOOR BEDROOM CARPETS INSTALLED! Enjoy lake and golf living in this inviting 2BR, 3BA ranch-style duplex condo near Saddle Ridge Golf Course and close to Swan Lake Marina. The main level features laminate flooring, a granite-accented fireplace, eat-in kitchen with breakfast bar, and convenient main-floor laundry. The primary suite offers dual closets and a walk-in shower. The finished lower level expands your living space with a family room featuring a second fireplace, mini-wet bar area, full bath, office/den, and flex room with potential for a 3rd bedroom. Relax on the screened porch overlooking peaceful wooded views. Marina/boat slip available for an additional fee. UHP Warranty included for added peace of mind.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Poured concrete foundatn
- Construction materials: Vinyl Siding
Other
- Builder name: Saddle Ridge
Type & Style
- Home type: SingleFamily
- Property subType: Half Duplex
Interior
Appliances
- Appliances included: Washer,Dryer,Water softener included
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedroom2
- Level: Main
- Area: 132
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
Dining Room
- Level: Main
- Area: 80
Family Room
- Area: 360
Features
- Great room,Vaulted Ceiling(s),At Least 1 tub,Den/Office,Rec Room
- Flooring: Wood or sim. wood floors
- Number of fireplaces: 2
- Fireplace features: 2 fireplaces,Gas
- Fireplace: Yes
- Finished area above ground: 1,296
- Common walls with other units/homes: 1 Common Wall
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,138
- Total interior livable area: 2,138 sqft
Kitchen
- Features: Breakfast Bar,Range/Oven,Refrigerator,Dishwasher,Microwave,Disposal
- Level: Main
- Area: 72
Living Room
- Level: Main
- Area: 198
Master Bedroom
- Level: Main
- Area: 210
Property
Details
- Parcel number: 11032 1300.1045
- Zoning: Res
- Exclusions: Seller's personal items
Features
- Patio & porch: Deck/Balcony,Screened
- Exterior features: Private Entrance
- Waterfront features: Lake Front
- Waterbody name: Swan
Parking
- Total spaces: 2
- Parking features: 2 car Garage,Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,653 | $19,836 |
| Home Insurance * | $192 | $2,304 |
| Property Taxes | $245 | $2,940 |
| Electricity | $200 | $2,410 |
| Total | $2,290 | $27,480 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $325,000 |
| 2026-07-31 | Price change | $327,000 |
| 2026-06-04 | Price change | $328,000 |
| 2026-05-22 | Listed for sale | $330,000 |
| 2026-05-18 | Contingent | $330,000 |
| 2026-05-14 | Price change | $330,000 |
| 2026-05-01 | Price change | $333,000 |
| 2026-04-16 | Listed for sale | $335,000 |
| 2026-04-16 | Listing removed | $328,000 |
| 2026-02-19 | Price change | $328,000 |
| 2026-01-22 | Listed for sale | $330,000 |
| 2026-01-07 | Contingent | $330,000 |
| 2025-12-04 | Listed for sale | $330,000 |
| 2020-11-24 | Sold | $185,000 |
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