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85030 Champlain Dr, Fernandina Beach, FL, 32034

5beds
4baths
3,071sqft
$509,000
$166price/sqft
$4,138/moest. monthly cost
$165,520/yrincome needed

About This Home

Enjoy an open floor plan with gorgeous lake views and a natural light-filled gourmet kitchen overlooking the family room, perfect for everyday living and entertaining. The first-floor primary suite offers his-and-her closets and vanities. Just off the foyer, enjoy a formal dining room and a dedicated flex space ideal for an office or study. Upstairs features a large bonus room, four additional bedrooms, and two full baths, providing plenty of room for everyone. This home is filled with custom extras, generous storage, and thoughtful design throughout. Step outside to your expansive fenced backyard, complete with a beautiful brick paver patio, with wide-open views of the lake. There’s plenty of room for outdoor dining, play, and quiet relaxation, whether you’re enjoying morning coffee by the water or unwinding at sunset as the sky reflects off the lake. Located in a fantastic community offering a pool, tennis courts, walking paths, and a clubhouse, this home truly has it all.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Yulee Elementary SchoolGrades 3-53.8 mi
9/10
Yulee Middle SchoolGrades 6-82.4 mi
5/10
Yulee High SchoolGrades PK,9-122.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2008

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove

Bathroom

  • Level: Main
  • Dimensions: 05x06

Bathroom

  • Level: Upper
  • Dimensions: 05x09

Bathroom

  • Level: Upper
  • Dimensions: 09x06

Bedroom

  • Level: Upper
  • Dimensions: 12x12

Bedroom

  • Level: Upper
  • Dimensions: 13x11

Bedroom

  • Level: Upper
  • Dimensions: 12x12

Bedroom

  • Level: Upper
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Bonus Room

  • Level: Upper

Dining Room

  • Level: Main
  • Dimensions: 11x13

Family Room

  • Level: Main
  • Dimensions: 16x09

Features

  • Ceiling Fan(s),Split Bedrooms,Cable TV,Vaulted Ceiling(s),Window Treatments
  • Window features: Insulated Windows,Blinds,Drapes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,071
  • Total interior livable area: 3,071 sqft

Kitchen

  • Level: Main

Master Bathroom

  • Level: Main
  • Dimensions: 09x13

Master Bedroom

  • Level: Main
  • Dimensions: 13x15

Office

  • Level: Main
  • Dimensions: 12x13

Utility Room

  • Dimensions: 10x06

Property

Details

  • Parcel number: 132N27072000750000
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Rear Porch,Brick,Patio
  • Exterior features: Fence
  • Waterfront features: Pond

Lot

  • Lot size: 9,936 sqft
  • Lot size dimensions: 62 x 130 x 91 x 130

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,573$30,876
Home Insurance *$329$3,948
Property Taxes $927$11,124
Electricity $309$3,708
Total$4,138$49,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,874/yr
40% on housing$124,140/yr
45% on housing$110,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 32034$415
Nassau County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 32034$303
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$509,000
2026-04-04Price change$525,000
2026-03-02Price change$547,000
2025-12-12Listed for sale$568,000
2016-10-25Sold$318,000
2015-06-27Listing removed$309,000
2015-06-03Price change$309,000
2015-04-09Price change$315,000
2014-10-14Price change$321,000
2014-09-24Price change$335,000
2014-09-23Price change$321,000
2014-07-11Listed for sale$335,000
2012-12-13Listing removed$329,000
2012-11-16Listed for sale$329,000
2012-07-03Listing removed$329,000
2011-11-17Listed for sale$329,000
2008-11-06Sold$296,200

For Sale by Agent

AgentBrandon Gill
BrokerageKELLER WILLIAMS SOUTHEASTERN PARTNERS

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