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4402 Cove Nestle Dr SE, Owens Cross Roads, AL, 35763

5beds
5baths
3,572sqft
$550,000
$154price/sqft
$3,694/moest. monthly cost
$147,760/yrincome needed

About This Home

Price Improvement! Beautifully situated on a 0.42-acre, this full-brick 5-bedroom, 4.5-bath home offers hardwood floors throughout, spacious living, and beautiful mountain views. The isolated primary suite is a true retreat, while the large kitchen features double ovens, granite countertops & abundant storage. Enjoy year-round relaxation in the enclosed sunroom overlooking the private backyard with beautiful, mature landscaping, perfect for entertaining. This home is on a quiet street with convenient access to top rated schools, shopping, dining, medical district, Downtown Huntsville, and Redstone Arsenal. NEW Roof! NEW upstairs HVAC! $10,000 concession with acceptable offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

10/10
8/10
Huntsville High SchoolGrades 9-127.0 mi

Construction

Condition

  • Year built: 2007

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Microwave,Refrigerator,Trash Compactor,Disposal

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Tile,Walk-In Closet(s)
  • Level: First
  • Area: 154

Bedroom2

  • Level: First
  • Area: 132

Bedroom3

  • Level: First
  • Area: 154

Bedroom4

  • Level: First
  • Area: 154

Bedroom5

  • Level: Second
  • Area: 264

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 132

Family Room

  • Features: Fireplace,Recessed Lighting,Smooth Ceiling,Window Cov,Wood Floor
  • Level: First
  • Area: 306

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 3,572 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Pantry,Smooth Ceiling
  • Level: First
  • Area: 224

Laundry Room

  • Area: 96

Master Bedroom

  • Features: Ceiling Fan(s),Wood Floor
  • Level: First
  • Area: 390

Property

Details

  • Parcel number: 1807350000073103

Features

  • Levels: One and One Half
  • Stories: 1
  • Exterior features: Curb/Gutters,Sidewalk,Sprinkler Sys

Lot

  • Lot size: 0.42 Acres

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$336$4,032
Property Taxes $178$2,136
Electricity $399$4,796
Total$3,694$44,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,651/yr
40% on housing$110,820/yr
45% on housing$98,506/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 35763$164
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35763$168
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$550,000
2026-05-20Pending sale$550,000
2026-05-20Contingent$550,000
2026-05-07Price change$550,000
2026-04-12Listed for sale$575,000
2017-11-07Sold$330,000
2017-06-07Price change$344,900
2016-10-20Listed for sale$350,000
2008-01-31Sold$386,000

For Sale by Agent

AgentErin Holt
BrokerageKW Valley

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