2875 Hampton Cove Way SE, Owens Cross Roads, AL, 35763
About This Home
Relax on the inviting front porch and take in breathtaking mountain, lake and golf course views from this custom-built Southern Living home in Hampton Cove. Designed to embrace the beauty of its surroundings, this home offers five bedrooms plus two bonus/flex spaces, providing room for family, guests, work and play. Hardwood flooring and detailed trim work add timeless character throughout. The light-filled chef’s kitchen flows into formal and casual dining areas, perfect for gathering and creating memories. The main-level primary suite features a sitting area and ensuite bath, while the fifth bedroom offers a private guest retreat. Minutes from shopping, dining and amenities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bedroom2
- Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Wood Floor
- Level: Second
- Area: 156
Bedroom3
- Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Window Cov,Wood Floor
- Level: Second
- Area: 182
Bedroom4
- Features: 9’ Ceiling,Crown Molding,Window Cov,Wood Floor,Walk-In Closet(s)
- Level: Second
- Area: 196
Bedroom5
- Level: Second
- Area: 375
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 3
- 3/4 bathrooms: 1
- 1/2 bathrooms: 2
Bonus Room
- Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Fireplace,Wood Floor
- Level: Second
- Area: 304
Dining Room
- Features: 9’ Ceiling,Crown Molding,Chair Rail,Recessed Lighting,Wood Floor
- Level: First
- Area: 182
Family Room
- Features: 9’ Ceiling,Crown Molding,Fireplace,Recessed Lighting,Wood Floor
- Level: First
- Area: 378
Features
- Fireplace features: Gas Log,Three +
- Fireplace: Yes
Heating & Cooling
- Heating features: Central 2+
- Cooling features: Multi Units
Interior Area
- Total interior livable area: 5,383 sqft
Kitchen
- Features: 9’ Ceiling,Crown Molding,Granite Counters,Kitchen Island,Pantry,Recessed Lighting,Wood Floor
- Level: First
- Area: 195
Loft
- Features: Crown Molding,Wood Floor
- Level: Second
- Area: 195
Master Bedroom
- Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Recessed Lighting,Window Cov,Wood Floor,Built-in Features
- Level: First
- Area: 266
Property
Details
- Parcel number: 1904193001003000
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered Patio,Patio,Front Porch,Covered Porch
- Exterior features: Curb/Gutters,Sidewalk,Sprinkler Sys
Lot
- Lot size: 0.46 Acres
- Features: Near Golf Course
Parking
- Parking features: Garage-Three Car,Garage-Attached,Garage Door Opener,Corner Lot,Circular Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Earthquake
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,435 | $65,220 |
| Home Insurance * | $657 | $7,884 |
| Property Taxes | $349 | $4,188 |
| Electricity | $602 | $7,228 |
| Total | $7,043 | $84,516 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $1,075,000 |
| 2026-05-18 | Listed for sale | $1,150,000 |
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