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1720 Silver Maple Trl, North Liberty, IA, 52317

5beds
4baths
2,798sqft
$549,900
$197price/sqft
$3,927/moest. monthly cost
$157,080/yrincome needed

About This Home

Accepted contract but willing to show for backup. Where else can you find this much space, quality and convenience in a premier North Liberty neighborhood like this? Five bedrooms. 3.5 baths. 2,798 finished square feet and a floor plan that puts space exactly where you need it. Set in the storybook Cedar Springs neighborhood, this home adjacent to an elementary school and close to a bike path, fishing pond and trail system. It’s the kind of place you may remember visiting as a kid: room to gather, a big, flat backyard and a front porch ready for every season.Inside, the layout is unmatched. An extra-large mudroom with built-in storage keeps coats, boots and gear contained. The kitchen features granite countertops, a planning desk and a pantry that connects directly to the dining room. A nearby half bath makes hosting easy, while the deck extends the gathering space outdoors. The details have already been updated, including newer LVP flooring and lighting chosen for today’s style. Solid wood doors, white trim and generous storage is just icing on the cake. Upstairs, the primary suite includes a tray ceiling, bathrooms have double vanities with useful storage and multiple full-size closets. The garage offers even more space for bikes, toys and hobbies. Lower level features 9 foot ceilings and storage in multiple areas.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
North Liberty ElementaryGrades PK-50.5 mi
6/10
Liberty High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2008

Materials

  • Construction materials: Vinyl,Composit,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Plumbed For Ice Maker,Microwave,Range Or Oven,Refrigerator,Washer
  • Laundry features: Upper Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Entrance Foyer,Kitchen Island,Pantry
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 840
  • Finished area above ground: 1,958

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,798
  • Total interior livable area: 2,798 sqft

Property

Details

  • Parcel number: 0706330005
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch

Lot

  • Lot size: 0.32 Acres
  • Features: Less Than Half Acre,Level
  • Lot size dimensions: 104 x 132

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$232$2,784
Property Taxes $707$8,484
Electricity $208$2,504
Total$3,927$47,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,640/yr
40% on housing$117,810/yr
45% on housing$104,720/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 52317$184
Johnson County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 52317$181
Johnson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$549,900
2026-07-24Listed for sale$549,900
2008-04-02Sold$50,000

For Sale by Agent

AgentAshley Bermel
BrokerageUrban Acres Real Estate

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