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4017 7th Ave, Bay Saint Louis, MS, 39520

3beds
2baths
1,120sqft
$165,000
$147price/sqft
$1,339/moest. monthly cost
$53,560/yrincome needed

About This Home

Charming 3-Bedroom Home Near Downtown Bay St. Louis! Nestled in the heart of the Bay, this 3-bedroom, 2-bath home offers the perfect blend of character, comfort, and convenience. Just minutes from the beautiful sandy beaches, downtown Bay St. Louis, local restaurants, shopping, and entertainment, you'll love everything this location has to offer. This home has been thoughtfully restored while maintaining its original charm and features updated appliances, fixtures, flooring, and paint. Enjoy multiple outdoor living and entertainment areas that provide the perfect setting for relaxing or hosting family and friends. Whether you're looking for a primary residence, a weekend getaway, or an investment opportunity, this property offers endless potential. Don't miss your chance to own your own private oasis in the heart of Bay St. Louis—schedule your private showing today!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
8/10
9/10
Bay High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Board & Batten Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Soaking Tub
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 138d047262.001
  • Zoning description: Agricultural District
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Private Yard
  • Fencing: Back Yard

Lot

  • Lot size: 0.67 Acres
  • Features: Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Concrete,Covered,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$223$2,676
Property Taxes $90$1,080
Electricity $192$2,304
Total$1,339$16,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,908/yr
40% on housing$40,170/yr
45% on housing$35,706/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 39520$174
Hancock County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 39520$180
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-28Listed for sale$165,000
2026-07-25Pending sale$165,000
2026-07-15Listed for sale$165,000
2026-03-14Listing removed$188,000
2025-10-29Price change$188,000
2025-09-25Price change$192,000
2025-09-13Listed for sale$199,999
2024-11-11Listing removed$165,000
2024-11-07Price change$169,999
2024-11-04Pending sale$179,999
2024-11-03Price change$179,999
2024-10-28Price change$169,999
2024-10-16Price change$174,999
2024-09-05Listed for sale$179,000
2024-07-01Listing removed--
2024-02-08Listing removed$176,000
2023-12-20Listed for sale$179,000
2023-08-02Sold--
2023-07-28Pending sale$153,000
2023-07-21Price change$153,000
2023-06-22Pending sale$177,000
2023-06-20Price change$177,000
2023-06-12Price change$167,000
2023-06-06Listed for sale$171,900
2023-06-02Pending sale$171,900
2023-01-23Sold--
2014-01-10Sold--

For Sale by Agent

AgentRonnie Stelly
BrokerageAllied Realty Coastal Homes

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