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278 W Main St, Andover, OH, 44003

4beds
2baths
2,483sqft
$100,000
$40price/sqft
$915/moest. monthly cost
$36,600/yrincome needed

About This Home

2 Story Colonial on 1.585 acres, two lots. 4 bed/ 2 bath updated and extremely clean!! Progressive Reserve Auction (Not a Live In-Person Auction). Published List Price is the "Suggested Starting Bid" and not a "Reserve Price". Buyers Premium applies, details in supplements. Submit Offers ASAP because the Seller can sell at any time! Motivated Seller and move in ready !!!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Level: Basement
  • Dimensions: ND x ND

Basement

  • Has basement: Yes
  • Basement: Concrete

Bathroom

  • Level: First
  • Dimensions: 5 x 9

Bathroom

  • Level: Second
  • Dimensions: 6 x 7

Bedroom

  • Level: Second
  • Dimensions: 12 x 10

Bedroom

  • Level: Second
  • Dimensions: 14 x 15

Bedroom

  • Level: First
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: First
  • Dimensions: 15 x 14

Eat In Kitchen

  • Level: First
  • Dimensions: 12 x 11

Features

  • Finished area above ground: 2,483

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,483
  • Total interior livable area: 2,483 sqft

Laundry

  • Level: Basement
  • Dimensions: ND x ND

Living Room

  • Level: First
  • Dimensions: 15 x 14

Primary Bedroom

  • Level: Second
  • Dimensions: 17 x 19

Sunroom

  • Level: First
  • Dimensions: 18 x 19

Property

Details

  • Parcel number: 020131004700
  • Special condition: Auction

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes

Lot

  • Lot size: 1.59 Acres

Parking

  • Parking features: Asphalt,Driveway,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$51$612
Property Taxes $93$1,116
Electricity $266$3,195
Total$915$10,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,371/yr
40% on housing$27,450/yr
45% on housing$24,400/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$40This listing

vs Other Active Listings

Avg $/sqft

ZIP 44003$105
Ashtabula County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 44003$123
Ashtabula County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-19Listing removed$175,000
2025-09-10Price change$175,000
2025-08-01Price change$197,000
2025-05-15Price change$215,000
2025-03-28Listed for sale$250,000
2018-07-25Listing removed$29,900
2018-04-11Listed for sale$29,900
2015-09-29Sold$58,000

Unknown Listed By

AgentBrian Lewis
BrokerageCentury 21 Transcendent Realty

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