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7685 N Maltese Dr, Citrus Springs, FL, 34433

3beds
2baths
1,462sqft
$249,000
$170price/sqft
$1,735/moest. monthly cost
$69,400/yrincome needed

About This Home

BEAUTIFUL New Construction home with Modern Elegance and Everyday Comfort. Step into this beautifully designed brand-new 3-bedroom, 2-bath home featuring an open-concept floor plan with high-end finishes throughout. The heart of the home is a bright, stylish kitchen boasting granite countertops, Pantry, crisp white cabinetry, stainless steel appliances, and a spacious dining area—perfect for family meals or entertaining friends. Flowing seamlessly from the kitchen, the expansive great room offers an inviting space to relax or gather, all enhanced by durable luxury vinyl plank flooring that runs throughout the home. The bathrooms are finished with elegant tile, adding a touch of timeless sophistication. Unwind in the private primary suite, complete with a walk-in closet and a beautifully appointed ensuite bathroom. An oversized laundry room offers generous storage and convenience for busy households. Enjoy the best of Florida living with both a covered front porch and a covered rear lanai—ideal for morning coffee, evening wine, or simply soaking in the outdoors. This home blends quality craftsmanship, thoughtful design, and modern features—ready for you to move in and make it yours. . HOME IS COMPLETE AND READY FOR NEW OWNERS.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
4/10
Crystal River High SchoolGrades PK,9-127.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block,Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator,Water Heater
  • Laundry features: Laundry - Living Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Dual Sinks,Eat-in Kitchen,High Ceilings,Primary Suite,Open Floorplan,Pantry,Stone Counters,Split Bedrooms,Shower Only,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Luxury Vinyl Plank,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,121
  • Total interior livable area: 1,462 sqft

Property

Details

  • Parcel number: 1343402
  • Zoning: RUR
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: None
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 10,018 sqft
  • Features: Flat

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$149$1,788
Property Taxes $130$1,560
Electricity $197$2,366
Total$1,735$20,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,485/yr
40% on housing$52,050/yr
45% on housing$46,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 34433$155
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34433$161
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$249,000
2026-03-07Price change$257,000
2026-01-02Listed for sale$269,900

New Construction

AgentTeresa Boozer
BrokerageEpique Realty Inc

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