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1915 Plum St, Jacksonville, IL, 62650

3beds
2baths
1,600sqft
$170,000
$106price/sqft
$1,408/moest. monthly cost
$56,320/yrincome needed

About This Home

Located just a few blocks south of Eisenhower Elementary school, this 3 bedroom ranch has a pretty kitchen, hardwood floors, super pantry area, a partially finished basement with a full bath and the prettiest yard! Solar panels on the south side of the roof are not visible from the street, and make a HUGE difference on monthly electric bills. The reasonable monthly rental fee for the panels can be easily transferred to the new owner. This home is part of an estate and is being sold AS IS. The solar panel lease is about $99 per month and the average Ameren bill since installing the panels is $99 per month - gas & electric combined

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
4/10
2/10
Jacksonville High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom1

  • Level: Main
  • Dimensions: 12ft 0in x 12ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 12ft 0in x 10ft 0in

Bedroom3

  • Level: Main
  • Dimensions: 10ft 0in x 9ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: Main
  • Dimensions: 11ft 0in x 10ft 0in

Living Room

  • Level: Main
  • Dimensions: 15ft 0in x 11ft 0in

Main Level

  • Area: 1200

Other

  • Level: Main
  • Dimensions: 11ft 0in x 8ft 0in

Other

  • Area: 400

Property

Details

  • Parcel number: 0824408010

Lot

  • Lot size: 0.28 Acres
  • Features: Level
  • Lot size dimensions: 105 x 117

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Heat Wave
Inland Flooding
Lightning
Winter Weather
Earthquake
Hail
Ice Storm
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$179$2,148
Property Taxes $240$2,880
Electricity $130$1,569
Total$1,408$16,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,274/yr
40% on housing$42,240/yr
45% on housing$37,546/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.6%
-7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 62650$82
Morgan County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 62650$98
Morgan County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$160,000
2026-07-20Listed for sale$170,000
2021-11-12Sold$109,000
2021-10-07Pending sale$109,900
2021-10-07Listed for sale$109,900
2021-10-07Pending sale$109,900
2021-10-07Listed for sale$109,900

For Sale by Agent

AgentCasey Collins
BrokerageRE/MAX Results Plus

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