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124 Maple Ave, Taylorsville, KY, 40071

2beds
1baths
1,471sqft
$194,000
$132price/sqft
$1,372/moest. monthly cost
$54,880/yrincome needed

About This Home

Wonderful home in the City of Taylorsville. Living Room has big windows with lots of light, crown molding, and newly refinished bamboo floors. Eat in kitchen with butcher block counter tops. Separate laundry room on first floor with outside door. Full bath and Master bedroom and office complete the first floor. Upstairs has one large bedroom and alcove. Please note the office on the main floor could be used as a bedroom. Bamboo and tile floors throughout. 1.5 car garage Detached garage with electric and concrete floor. Home has beautiful Lilac tree and hydrangea bushes. New privacy fence in back yard.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
4/10
7/10

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Crawl Space,Concrete Blk
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,471

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,471
  • Total interior livable area: 1,471 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Office

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: T21509

Features

  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: None
  • Fencing: Privacy

Lot

  • Lot size: 0.25 Acres
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $980$11,760
Home Insurance *$81$972
Property Taxes $157$1,884
Electricity $154$1,850
Total$1,372$16,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,040/yr
40% on housing$41,160/yr
45% on housing$36,586/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 40071$187
Spencer County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 40071$198
Spencer County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$189,900
2026-07-31Listed for sale$194,000
2026-07-13Contingent$199,900
2026-07-11Price change$199,900
2026-06-19Listed for sale$210,000
2025-06-30Listing removed$219,000
2025-05-24Price change$219,000
2025-04-28Price change$225,000
2025-04-14Price change$235,000
2025-03-29Listed for sale$245,000
2018-07-09Sold$104,000
2013-12-03Sold$87,000
2007-04-26Sold$58,500

For Sale by Agent

AgentPatty E Loeser
BrokerageRealty Associates, Inc.

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