See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2956 Phelan Cir SE, Hanceville, AL, 35077

2beds
2baths
2,023sqft
$319,000
$158price/sqft
$2,157/moest. monthly cost
$86,280/yrincome needed

About This Home

Welcome home to effortless, maintenance-free living at Phelan East Community! This one-level home is move-in ready and offers the perfect blend of comfort, convenience, and easy living. Situated on a desirable corner lot, this home features one of the largest yards in the subdivision, complete with a fully fenced backyard perfect for relaxing, entertaining, or enjoying outdoor space. The open-concept floor plan has a spacious kitchen featuring an island prep area and a buffet-style serving/breakfast bar—ideal for gatherings. Another highlight of this home is the back sunroom, creating the perfect space for a cozy breakfast nook, reading room, or peaceful retreat overlooking the backyard. There is a beautiful outdoor fountain in the fenced backyard. Enjoy your free time while the HOA takes care of lawn maintenance, giving you more opportunity to spend your days doing what you love.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

10/10
East Elementary SchoolGrades 3-63.3 mi
10/10
Cullman Middle SchoolGrades 7-84.2 mi
10/10
Cullman High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Combination,Slab
  • Roof: Architectual/Dimensional
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,023

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,023
  • Total interior livable area: 2,023 sqft

Property

Details

  • Parcel number: 1707360001011.056
  • Zoning: R1

Features

  • Patio & porch: Enclosed,Heated/Cooled
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.32 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 121.12 x 113.77 x 158.72

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Earthquake
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$249$2,988
Property Taxes $55$660
Electricity $240$2,881
Total$2,157$25,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,954/yr
40% on housing$64,710/yr
45% on housing$57,520/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 35077$100
Cullman County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 35077$154
Cullman County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$319,000

For Sale by Agent

AgentTerri Mcgriff-Waldrop
BrokerageERA Waldrop Real Estate

Similar Homes