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42 Stardust Point, Fort Thomas, KY, 41075

5beds
5baths
4,900sqft
$1,585,000
$323price/sqft
$9,549/moest. monthly cost
$381,960/yrincome needed

About This Home

Welcome Home to 42 Stardust Point in Ft Thomas! This one-of-a-kind custom mid-century modern home is sure to impress from the moment you arrive. Nestled on more than 3 private acres, this remarkable property offers the peace, privacy, and natural beauty you've been dreaming of. Enjoy a tranquil retreat with the perfect blend of timeless architecture, spacious surroundings, and an unbeatable location. Boasting more than 5K square feet of thoughtfully designed living space, this exceptional home offers room to live, entertain, and unwind. Car enthusiasts will appreciate the incredible garage space for up to 8 cars, with additional room to accommodate an RV. The open-concept floor plan, soaring vaulted ceilings, and walls of windows fill the home with an abundance of natural light. Outdoor living is equally impressive, featuring multiple composite decks, a spacious patio, an in-ground pool, and a serene spring-fed koi pond--creating your own private backyard oasis. Additional highlights include: 5 spacious bedrooms, each with a walk-in closet * 4.5 baths * heated tile floors * dramatic floor-to-ceiling stone gas fireplace * sunroom that brings the outdoors in. This extraordinary property offers a rare combination of architectural character and unmatched privacy.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

10/10
Johnson Elementary SchoolGrades PK-51.0 mi
8/10
Highlands Middle SchoolGrades 6-81.0 mi
10/10
Highlands High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1993

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Stone,Synthetic Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes

Bathroom2

  • Features: Tub With Shower
  • Level: Second
  • Area: 42
  • Dimensions: 7 x 6

Bathroom3

  • Features: Tub With Shower
  • Level: Second
  • Area: 36
  • Dimensions: 6 x 6

Bathroom4

  • Features: Shower
  • Level: Second
  • Area: 30
  • Dimensions: 6 x 5

Bedroom2

  • Features: Ceiling Fan(s),Carpet Flooring,Walk-In Closet(s),Walk-Out Access
  • Level: Upper
  • Area: 272
  • Dimensions: 17 x 16

Bedroom3

  • Features: Ceiling Fan(s),Carpet Flooring,Walk-In Closet(s),Walk-Out Access
  • Level: Upper
  • Area: 208
  • Dimensions: 16 x 13

Bedroom4

  • Features: Ceiling Fan(s),Carpet Flooring,Walk-In Closet(s),Walk-Out Access
  • Level: Upper
  • Area: 195
  • Dimensions: 15 x 13

Bedroom5

  • Features: Carpet Flooring,Ceiling Fan(s)
  • Level: Second
  • Area: 143
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Carpet Flooring
  • Level: Lower
  • Area: 108
  • Dimensions: 12 x 9

Den

  • Features: Bookcases
  • Level: Lower
  • Area: 306
  • Dimensions: 18 x 17

Dining Room

  • Features: Built-in Features,Tile Flooring,Walk-Out Access
  • Level: Lower
  • Area: 154
  • Dimensions: 14 x 11

Entry

  • Features: Common Hallway,Tile Flooring,Closet(s)
  • Level: First
  • Area: 110
  • Dimensions: 11 x 10

Features

  • Walk-In Closet(s),Storage,Pantry,Open Floorplan,Granite Counters,Entrance Foyer,Double Vanity,Chandelier,Bookcases,Built-in Features,Ceiling Fan(s),Central Vacuum,High Ceilings
  • Window features: Double Hung,Slider Window(s),Vinyl Frames
  • Number of fireplaces: 1
  • Fireplace features: Stone,Gas,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,900
  • Total interior livable area: 4,900 sqft

Kitchen

  • Features: Wood Cabinets,Pantry
  • Level: Lower
  • Area: 195
  • Dimensions: 15 x 13

Laundry

  • Features: Utility Sink
  • Level: Second
  • Area: 190
  • Dimensions: 19 x 10

Living Room

  • Features: Carpet Flooring,Fireplace(s),Built-in Features,Ceiling Fan(s)
  • Level: Lower
  • Area: 320
  • Dimensions: 20 x 16

Other

  • Features: Ceramic Tile Flooring,Built-in Features,Ceiling Fan(s)
  • Level: Lower
  • Area: 130
  • Dimensions: 13 x 10

Other

  • Features: Ceramic Tile Flooring
  • Level: Lower
  • Area: 104
  • Dimensions: 13 x 8

Other

  • Features: Walk-Out Access,See Remarks,Tile Flooring
  • Level: Lower
  • Area: 208
  • Dimensions: 16 x 13

Primary Bath

  • Features: Carpet Flooring,Double Vanity,Jetted Tub,Shower
  • Level: Second
  • Area: 84
  • Dimensions: 12 x 7

Primary Bedroom

  • Features: Bath Adjoins,Ceiling Fan(s),Carpet Flooring
  • Level: Upper
  • Area: 323
  • Dimensions: 19 x 17

Property

Accessibility

  • Accessibility features: Enhanced Accessible

Details

  • Parcel number: 9999913964.00
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Deck,Patio
  • Exterior features: Private Yard
  • Fencing: Aluminum,Partial
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Heavily Wooded

Lot

  • Lot size: 3.09 Acres
  • Features: Cul-De-Sac,Sloped,Wooded
  • Lot size dimensions: 2 lots / appro x . 3 acres

Parking

  • Total spaces: 8
  • Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Rear,Heated Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 8
  • Covered spaces: 8
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,014$96,168
Home Insurance *$694$8,328
Property Taxes $455$5,460
Electricity $386$4,643
Total$9,549$114,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$327,394/yr
40% on housing$286,470/yr
45% on housing$254,640/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 41075$240
Campbell County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 41075$238
Campbell County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$1,585,000
2026-07-10Listed for sale$1,600,000
1993-12-28Sold$82,200

For Sale by Agent

AgentKim Hermann
BrokerageHuff Realty - CC

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