See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

520 Laguna Crk, Los Gatos, CA, 95033

2beds
2baths
2,017sqft
$499,000
$247price/sqft
$3,881/moest. monthly cost
$155,240/yrincome needed

About This Home

This off-grid, two-bedroom, two-bath home is located at the end of a private road, offering utmost privacy. Situated on five acres of unadulterated prime California land, it is ideal for those who crave the peace and quiet that only the mountains can provide. A cheery blue exterior adorns the home's exterior, while the inside features manufactured wood floors and tile throughout. Just 30 minutes to the heart of Los Gatos and, on the other side of the mountain, 30 minutes to Soquel. A semi-blank slate ready for its new owners to put their unique spin on this quaint mountain home. This is your opportunity to finish creating the off-grid home of your dreams - dont miss out!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
97
BikeBiker's Paradise

Schools

9/10
9/10
10/10
Los Gatos High SchoolGrades 9-129.7 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Pillar/Post/Pier,Wood Frame
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: None

Bathroom

  • Features: ShoweroverTub1, StallShower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: EatinKitchen

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 2,017
  • Total interior livable area: 2,017 sqft

Property

Details

  • Parcel number: 09821120000
  • Zoning: SU
  • Special condition: Standard

Features

  • Stories: 2
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 5 Acres
  • Features: Sloped Up

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Landslide
Wildfire
Heat Wave
Inland Flooding

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$177$2,124
Property Taxes $749$8,988
Electricity $432$5,190
Total$3,881$46,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,062/yr
40% on housing$116,430/yr
45% on housing$103,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 95033$695
Santa Cruz County$621

vs Homes Sold Last Month

Median $/sqft

ZIP 95033$608
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-09-16Price change$499,000
2024-07-26Listed for sale$525,000
2023-05-31Listing removed--
2022-10-07Listed for sale$489,000
2013-05-21Sold$213,500
2008-03-19Sold$235,000
2006-01-06Sold$200,000

For Sale by Agent

AgentJamie Manley
BrokerageRoom Real Estate

Similar Homes