




203 Prospect St, Nevada City, CA, 95959
About This Home
This is one of those homes you don't come across often. An iconic 1890 Victorian set on a rare .42-acre corner lot, just a 5-minute golden hour walk to the heart of downtown Nevada City. Thoughtfully remodeled by a well-respected architect, the home honors its original character while creating a sense of ease and livability throughout. You feel it immediately10-foot ceilings, natural light pouring in, and rooms that are not only beautiful, but truly enjoyable to live in. Two distinct parlors offer flexibility depending on the momentone more formal with views over town and a gas fireplace, the other more relaxed, anchored by a vintage gas stove and an incredible antique wet bar that feels as though it's always been part of the home. The dining room carries that same sense of history with inlaid tile, oak floors, and touches of stained glass throughout. The kitchen leans modern where it matters, featuring quartzite counters, a center island, dual ovens, and French doors that open to the patiocreating a natural flow for entertaining or everyday living. The layout offers flexibility with two potential primary suitesone on each level. Upstairs, the primary suite feels like a true sanctuarywhere morning light moves through the bedroom and bath in a way that's hard to replicate and even harder to leave. With its own gas fireplace and a sense of quiet separation, it creates a calm, elevated retreat within the home. On the main level, a second suite provides a comfortable and convenient option for those seeking single-level living, guest accommodations, or multigenerational flexibility. Beyond the main living space, you'll find approximately 500+ square feet of beautifully finished additional areas, including a detached 350 sq ft guest-style quarters with its own kitchen and bath, connected by a charming catwalk, as well as a 250 sq ft wine cellar and lower-level space offering flexibility for storage, hobbies, or a private retreat. A two-car garage, hot tub, and expansive lotrare this close to downtowncomplete the property. Homes like this aren't just about square footagethey're about presence, history, and how a place feels the moment you step in. And this one delivers.
Getting Around
Schools
Construction
Condition
- Year built: 1890
Materials
- Foundation: Pillar/Post/Pier,Raised
- Roof: Composition
- Construction materials: Floor Insulation,Wall Insulation,Wood,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Electric Oven,Free-Standing Refrigerator,Range Hood,Dishwasher,Disposal,Microwave,Free-Standing Electric Oven,Wine Refrigerator
- Laundry features: Laundry Room,Cabinets,Sink,Inside,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Formal Room
Features
- Central Vacuum
- Flooring: Concrete,Tile,Wood
- Number of fireplaces: 3
- Fireplace features: Living Room,Master Bedroom,Family Room,Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Baseboard,Radiant,Fireplace(s),Wood Stove,MultiUnits,Zoned,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Multi Units,Zoned
Interior Area
- Total interior livable area: 3,518 sqft
Kitchen
- Features: Other Counter,Pantry Cabinet,Kitchen Island,Stone Counters
Master Bathroom
- Features: Shower Stall(s),Tile,Tub,Radiant Heat,Window
Master Bedroom
- Features: Closet,Ground Floor,Walk-In Closet,Sitting Area
Property
Details
- Parcel number: 005430024000
- Zoning description: R-1
- Special condition: Standard
Features
- Exterior features: Balcony,Uncovered Courtyard
- Fencing: Back Yard,Front Yard,Full
Lot
- Lot size: 0.42 Acres
- Features: Auto Sprinkler F&R,Corner Lot,Curb(s)/Gutter(s),Garden,Street Lights,Landscape Front,Landscaped
Parking
- Total spaces: 2
- Parking features: Alley Access,Detached,Garage Door Opener,Uncovered Parking Spaces 2+,Garage Faces Side,Guest
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Inland Flooding
- Earthquake
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Nevada County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,096 | $109,152 |
| Home Insurance * | $936 | $11,232 |
| Property Taxes | $1,732 | $20,784 |
| Electricity | $754 | $9,052 |
| Total | $12,518 | $150,216 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $1,799,000 |
| 2026-04-07 | Listing removed | $1,799,000 |
| 2026-02-08 | Listed for sale | $1,799,000 |
| 2025-10-11 | Listing removed | $1,886,000 |
| 2025-06-23 | Price change | $1,886,000 |
| 2025-04-17 | Listed for sale | $1,986,000 |
| 2014-11-24 | Sold | $618,000 |
| 2014-08-21 | Price change | $649,000 |
| 2014-05-08 | Price change | $699,000 |
| 2014-02-05 | Listed for sale | $779,000 |
| 2012-05-26 | Listing removed | $849,000 |
| 2012-03-31 | Listed for sale | $849,000 |
