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13383 Bass Trl, Grass Valley, CA, 95945

4beds
4baths
5,159sqft
$1,399,000
$271price/sqft
$10,100/moest. monthly cost
$404,000/yrincome needed

About This Home

Please do not drive by! This is a gated community and the residents enjoy their privacy. Spacious family home on 7.26+/- acres in gated Subdivision. 4 bedroom, 3 bath with large bedroom suite on the main level. Formal living and dining rooms, kitchen breakfast bar, large laundry room. Sunny kitchen with large center island. Huge family room over the garage with private deck. Beautiful lawn area to the water's edge. Oversize garage. Horse stall and corral. NID irrigation water. This home and only one other home share the use of the 2+/- acre, private lake. Lake is man-made, lined with clay and filled with NID water. CLEAN! Private setting, level acreage in a great location less than 5 miles to shopping, hospitals and conveniences. 10 minutes to Rollins Lake, fishing and boating. Fiber optics high speed internet available.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Bell Hill AcademyGrades K-43.6 mi
4/10
7/10
Nevada Union High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Free-Standing Refrigerator,Built-In Gas Range,Gas Water Heater,Trash Compactor,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,ENERGY STAR Qualified Appliances
  • Laundry features: Laundry Room,Electric Dryer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Dining Room

  • Features: Breakfast Nook,Formal Room

Features

  • Central Vacuum,Dumbwaiter
  • Flooring: Wood
  • Number of fireplaces: 3
  • Fireplace features: Master Bedroom,Double Sided,Free Standing,Gas Log,Wood Burning Stove
  • Fireplace: Yes
  • Attic: Room

Heating & Cooling

  • Heating features: Propane,Central,Propane Stove,Fireplace(s),Gas,Wood Stove
  • Cooling features: Ceiling Fan(s),Central Air,Whole House Fan,Multi Units,Zoned

Interior Area

  • Total interior livable area: 5,159 sqft

Kitchen

  • Features: Breakfast Area,Pantry Closet,Dumbwaiter,Kitchen Island,Tile Counters

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Soaking Tub,Marble,Multiple Shower Heads,Outside Access,Walk-In Closet(s),Window

Master Bedroom

  • Features: Ground Floor,Walk-In Closet,Outside Access

Property

Details

  • Parcel number: 012040077000
  • Zoning description: AG-5
  • Special condition: Other
  • Other equipment: Intercom,Satellite Dish

Features

  • Waterfront features: Pond,Lake Access

Lot

  • Lot size: 7.26 Acres
  • Features: Auto Sprinkler F&R,Private,Secluded,Landscape Back,Landscape Front

Parking

  • Total spaces: 6
  • Parking features: 24'+ Deep Garage,Covered,RV Possible,Detached,Enclosed,Garage Door Opener,Garage Faces Front,Guest,Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Lightning
Avalanche
Earthquake
Landslide
Winter Weather

FEMA Declared Disasters in Nevada County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,074$84,888
Home Insurance *$629$7,548
Property Taxes $1,291$15,492
Electricity $1,106$13,275
Total$10,100$121,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$346,285/yr
40% on housing$303,000/yr
45% on housing$269,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.4%
18.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 95945$328
Nevada County$363

vs Homes Sold Last Month

Median $/sqft

ZIP 95945$326
Nevada County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-03Listed for sale$1,399,000
2025-09-15Listing removed$1,399,000
2023-07-07Listed for sale$1,399,000
1998-12-29Sold$525,000

For Sale by Agent

AgentKathy Papola
BrokerageColdwell Banker Grass Roots Realty

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