4539 Elk Creek Rd, Sioux City, IA, 51106
About This Home
Brand new construction offering Estimated completion date is November 1 Designed with a functional open-concept layout and high ceilings that enhance natural light and volume throughout the main living areas. The spacious family room flows seamlessly into the kitchen and dining area, creating an ideal space for both everyday living and entertaining. The home features a private primary suite with walk-in closet and en-suite bath, plus two additional bedrooms and a shared full bath. A dedicated laundry room, pantry, and welcoming entry foyer add convenience and efficient use of space. HOA is $250/month and includes lawn care, irrigation, fertilizer, weed control, mowing, and snow removal. Community amenities feature a clubhouse, 24-hour fitness center, swimming pool, dog park, and scenic walking path around a pond.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: To Be Built
- New construction: Yes
- Year built: 2026
Materials
- Roof: Shingle
- Construction materials: Stone,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Water Softener: Not Included
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,780
Heating & Cooling
- Heating features: Forced Air
- Cooling features: 2 Central
Interior Area
- Total structure area: 1,780
- Total interior livable area: 1,780 sqft
Property
Details
- Parcel number: 884717429007
- Exclusions: water softner
Lot
- Lot size: 0.29 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Drought
- Heat Wave
- Ice Storm
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,665 | $43,980 |
| Home Insurance * | $572 | $6,864 |
| Property Taxes | $1,006 | $12,072 |
| Electricity | $132 | $1,593 |
| Total | $5,375 | $64,500 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $699,000 |
| 2026-04-21 | Listing removed | $120,000 |
| 2024-12-27 | Price change | $120,000 |
| 2024-01-31 | Listed for sale | $150,000 |
New Construction
View on Zillow